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Property Type: TownhouseOwnership: Condominium
8 - 23 HOWE DRIVE
Kitchener, ON N2E1J3
MLS® X14027420
$479,900
4 bed1 bath1 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
R7
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $415/mo
- Annual property tax
- $2,808
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Basement | — |
Description
Welcome to 23 Howe Drive, Unit #8! This spacious 3-bedroom row townhouse offers a functional layout and plenty of potential that is conveniently located close to schools, shopping, parks, public transit, everyday amenities, and just minutes from the expressway. The home has been freshly painted, providing a bright and refreshed feel throughout. The main level features an eat-in kitchen, living room, along with large windows that bring in plenty of natural light. Upstairs, you'll find three well-sized bedrooms and a 4-piece bathroom. The walk-out basement adds valuable additional living space and offers flexibility for a family room, home office, guest area, or potential fourth bedroom. This home offers a great opportunity for buyers looking to add their own personal touches. With a convenient location, versatile living space, and plenty of potential, this is an excellent opportunity for first-time buyers, families, or investors. (id:63159)
Listing Information
- MLS®
- X14027420
- Data last synced
- October 14, 2026
RE/MAX REAL ESTATE CENTRE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REAL ESTATE CENTRE INC.
MLS® Number: X14027420
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$363/sqft
214 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($23,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$383,920.00
Periodic payment — Principal & Interest (monthly)$2,476.92
Additional monthly expenses (condo fees, tax, utilities, etc.)$649.00
Total monthly cost$3,125.92
Interest paid over 5-yr term$110,032.58
Balance at end of term$345,337.28
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$23,995
Stress test qualifying rate8.19%
Payment you must qualify for$3,534.97
Cash Needed at Closing
Minimum down payment$23,995
Estimated Land Transfer Tax (LTT)$6,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,568
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
