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Property Type: Condo / ApartmentOwnership: CondominiumRECENTLY LISTED
8B - 38 HOWE DRIVE
Kitchener, ON N2E0E3
MLS® X14110256
60
Walk Score
50
Transit
55
Bike
$279,900
1 bed1 bath1 parking
60
Walk Score
50
Transit
55
Bike
Amenities
Also listed: Storage - Locker
Property Details
Property & Lot
- Sub-type
- Apartment
RESIDENTIAL
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $214/mo
- Annual property tax
- $2,240
Maintenance Fee Includes
Also included: Insurance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Laundry room | Main level | — |
Description
One bedroom unit located in a great neighborhood in the Laurentian Hills. This unit offers an open concept layout. The Walk-Out will lead to a private terrance with Green Space. Large bedroom, Spacious bathroom, and lots of storage. This is the property for the first time buyers or a busy person, Located conveniently close to all amenities and just minutes to the highways. Its more than just a condo... its a lifestyle (id:63161)
Listing Information
- MLS®
- X14110256
- Data last synced
- October 24, 2026
RE/MAX Real Estate Centre Inc, Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Real Estate Centre Inc, Brokerage
MLS® Number: X14110256
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of The Oakville, Milton & District Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$454/sqft
380 active listing(s)
Parking: 1 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($13,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$223,920.00
Periodic payment — Principal & Interest (monthly)$1,444.66
Additional monthly expenses (condo fees, tax, utilities, etc.)$400.67
Total monthly cost$1,845.32
Interest paid over 5-yr term$64,176.12
Balance at end of term$201,416.76
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$13,995
Stress test qualifying rate8.19%
Payment you must qualify for$2,061.76
Cash Needed at Closing
Minimum down payment$13,995
Estimated Land Transfer Tax (LTT)$2,674
Legal / closing costs (typical estimate)$1,500
Total cash needed$18,169
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
