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Property Type: Detached HouseOwnership: Freehold
1177 PERTH Street
New Hamburg, ON N3A1S1
MLS® 40867581
$1,795,000
4 bed3.5 bath29 parking4,835 sqftBuilt 1980
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 5 acres
- Frontage
- 220 feet
A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $10,254
Interior
- Basement
- Finished, Full
- Heating
- Geo Thermal
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Basement | 9'9'' x 13'4'' |
| Utility room | Basement | 12'4'' x 17'3'' |
| Storage | Basement | 6'7'' x 7' |
| Storage | Basement | 7'10'' x 8'1'' |
| Storage | Basement | 5'11'' x 9'11'' |
| Gym | Basement | 25'9'' x 51'2'' |
| Recreation room | Basement | 23'5'' x 13'2'' |
| Family room | Basement | 17'4'' x 26'11'' |
| 2pc Bathroom | Basement | — |
| Primary Bedroom | Main level | 14'8'' x 13'3'' |
| Living room | Main level | 19'5'' x 13'3'' |
| Laundry room | Main level | — |
| Kitchen | Main level | 14'1'' x 13'4'' |
| Foyer |
Description
Welcome to a truly special 5 acre riverfront property, only 15 minutes from Kitchener-Waterloo and Stratford, offering privacy, space, and an exceptional country lifestyle just a short walk from downtown New Hamburg. Lovingly owned and cared for by the same family for 46 years. The all brick bungalow features 3 bedrooms and 2 bathrooms on the main floor, formal living and dining rooms, a welcoming family room with fieldstone fireplace, and convenient main-floor laundry. The walk-out lower level offers excellent flexibility for a multi-generational family, with an additional bedroom, large recreation room, workshop, and an impressive indoor pool, all enjoying beautiful views of the surrounding forest and river. Outside, the property continues to impress with a triple-car garage (2 up, 1 down), a 30' x 24' detached garage, lighted tennis/pickleball court, and ample space to potentially build a second home. Geothermal heating and cooling, steel roof, and an inground sprinkler system for the front lawn add to the property's comfort and convenience. A rare opportunity to enjoy peace and privacy, abundant recreational space, and beautiful riverfront surroundings while remaining close to all the amenities of New Hamburg. Properties like this seldom come to market—book your private viewing and experience it for yourself! (id:63159)
Listing Information
- MLS®
- 40867581
- Data last synced
- October 19, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40867581
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$371/sqft
Building average
—
No other active listings in this building
660 - New Hamburg average
$429/sqft
20 active listing(s)
Parking: 29 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Stratford
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Nearby Places
Parks (1)
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($359,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,436,000.00
Periodic payment — Principal & Interest (monthly)$9,264.58
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,096.50
Total monthly cost$10,361.08
Interest paid over 5-yr term$411,561.73
Balance at end of term$1,291,686.64
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$359,000
Stress test qualifying rate8.19%
Payment you must qualify for$11,134.37
Cash Needed at Closing
Minimum down payment$359,000
Estimated Land Transfer Tax (LTT)$32,375
Legal / closing costs (typical estimate)$1,500
Total cash needed$392,875
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.