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Property Type: Condo / ApartmentOwnership: Condominium
105 SPENCER Avenue Unit# 304
Orangeville, ON L9W6X2
MLS® 40842775
$513,130
1 bed1 bath1 parking699 sqft
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 3
RM2
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $608/mo
- Annual property tax
- $3,766.75
Interior
- Basement
- None
- Heating
- Forced air
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Main level | 5'9'' x 4'9'' |
| 5pc Bathroom | Main level | 5'2'' x 8'2'' |
| Living room | Main level | 8'1'' x 13'6'' |
| Dining room | Main level | 8'1'' x 13'6'' |
| Kitchen | Main level | 8'2'' x 10'5'' |
| Bedroom | Main level | 9'1'' x 12'2'' |
Description
Westview Condos - High-Demand Location, Spacious 1 Bedroom, 1 Bathroom condo featuring 1 parking space and locker. Enjoy an open-concept kitchen and living area, ensuite laundry, a 4-piece bathroom, and a private balcony with quality finishes throughout. Conveniently located steps from parks, shopping, restaurants, transit, and other amenities. (id:63161)
Listing Information
- MLS®
- 40842775
- Data last synced
- October 23, 2026
Homelife Maple Leaf Realty Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Homelife Maple Leaf Realty Ltd
MLS® Number: 40842775
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$734/sqft
Building average
—
No other active listings in this building
Orangeville average
$387/sqft
1 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 100%
Wind NE 4 km/h
Tonight
7°
Thursday
20°
Thursday night
6°
Friday
12°
Friday night
-1°
Saturday
13°
Source: Environment and Climate Change Canada.
Population
30,167
(2021 Census)
+4.4% since 2016
Density: 1,989.9/km²
Dwellings:
Similar Listings Nearby
No similar listings found nearby right now.
Mortgage & Ownership Cost Calculator
Minimum required: 5.1% ($26,313) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$410,504.00
Periodic payment — Principal & Interest (monthly)$2,648.43
Additional monthly expenses (condo fees, tax, utilities, etc.)$956.66
Total monthly cost$3,605.09
Interest paid over 5-yr term$117,651.63
Balance at end of term$369,249.68
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$26,313
Stress test qualifying rate8.19%
Payment you must qualify for$3,774.65
Cash Needed at Closing
Minimum down payment$26,313
Estimated Land Transfer Tax (LTT)$6,738
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,551
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.