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Property Type: Detached HouseOwnership: Freehold
128 ELAINE DRIVE
Orangeville, ON L9W4S1
MLS® W14096904
36
Walk Score
25
Transit
67
Bike
$749,987
4 bed4.5 bath5 parking
36
Walk Score
25
Transit
67
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 39.4 x 109.9 FT
- Frontage
- 39.4 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,376.2
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | — |
| Living room | Main level | — |
| Kitchen | Main level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Recreational, Games room | Basement | — |
| Bedroom | Basement | — |
Description
At 128 Elaine Dr, you do not have to choose between a central Orangeville location, useful living space and a backyard that still feels private. This move-in ready 3+1 bedroom, 4 bathroom detached home brings all three together in a layout that works especially well for first-time buyers, downsizers and anyone looking for flexibility without taking on too much house. Large windows fill the main floor with natural light, while the living and dining area, separate family room and kitchen each have their own purpose. The kitchen has stainless steel appliances, a large island and a walkout to the deck, so daily life flows easily from inside to out. Step into the backyard and the setting changes. Mature trees and established gardens create a sense of privacy, while the fully fenced yard gives you a large deck, open lawn and a gazebo that stays. It is an easy space for summer dinners, kids, pets or simply having somewhere quiet to sit outside. Upstairs, the primary bedroom includes a walk-in closet and 4-piece ensuite, with two more bedrooms and another full bath nearby. The finished basement adds a rec room, fourth bedroom, full bathroom and laundry, giving you space for guests, work, hobbies or older kids. The attached garage has inside access and is ready for EV charging, with parking for three more vehicles in the driveway. Updates include the roof in 2019, windows from 2019 to 2025 and water softener in 2019. Close to St. Andrew and Credit Meadows Elementary Schools, parks, trails, shopping and recreation, with convenient access to downtown Orangeville, Hwy 10 and the bypass. It is a home that works well now, with enough flexibility to keep working as life changes. (id:63161)
Listing Information
- MLS®
- W14096904
- Data last synced
- October 21, 2026
RE/MAX REAL ESTATE CENTRE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REAL ESTATE CENTRE INC.
MLS® Number: W14096904
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Orangeville average
$448/sqft
4 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 100%
Wind NE 4 km/h
Tonight
7°
Thursday
20°
Thursday night
6°
Friday
12°
Friday night
-1°
Saturday
13°
Source: Environment and Climate Change Canada.
Population
30,167
(2021 Census)
+4.4% since 2016
Density: 1,989.9/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.7% ($49,999) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$599,990.00
Periodic payment — Principal & Interest (monthly)$3,870.93
Additional monthly expenses (condo fees, tax, utilities, etc.)$448.02
Total monthly cost$4,318.95
Interest paid over 5-yr term$171,958.86
Balance at end of term$539,692.95
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$49,999
Stress test qualifying rate8.19%
Payment you must qualify for$5,427.53
Cash Needed at Closing
Minimum down payment$49,999
Estimated Land Transfer Tax (LTT)$11,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$62,973
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
