Loading…
Property Type: Detached HouseOwnership: Freehold
476 JAY CRESCENT
Orangeville, ON L9W4Y8
MLS® W14084550
$879,000
6 bed4.5 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 41.1 x 108 FT
- Frontage
- 41.1 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,763.1
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Bedroom | Basement | — |
| Bedroom | Basement | — |
| Dining room | Main level | — |
| Family room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Kitchen | Basement | — |
| Recreational, Games room | Basement | — |
Description
Owner occupied. showings anytime. basement tenant has moved out. (id:63159)
Listing Information
- MLS®
- W14084550
- Data last synced
- October 19, 2026
HARTLAND REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HARTLAND REALTY INC.
MLS® Number: W14084550
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Orangeville average
$448/sqft
4 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 100%
Wind NE 4 km/h
Tonight
7°
Thursday
20°
Thursday night
6°
Friday
12°
Friday night
-1°
Saturday
13°
Source: Environment and Climate Change Canada.
Population
30,167
(2021 Census)
+4.4% since 2016
Density: 1,989.9/km²
Dwellings:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($62,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$703,200.00
Periodic payment — Principal & Interest (monthly)$4,536.81
Additional monthly expenses (condo fees, tax, utilities, etc.)$563.59
Total monthly cost$5,100.40
Interest paid over 5-yr term$201,539.14
Balance at end of term$632,530.67
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$62,900
Stress test qualifying rate8.19%
Payment you must qualify for$6,327.83
Cash Needed at Closing
Minimum down payment$62,900
Estimated Land Transfer Tax (LTT)$14,055
Legal / closing costs (typical estimate)$1,500
Total cash needed$78,455
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
