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Property Type: Detached HouseOwnership: Freehold
1681 KING Street N
St. Jacobs, ON N0B2N0
MLS® 40859736
$1,499,900
1 bed2 bath4 parking1,591 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 0.36 acres
- Frontage
- 213 feet
R3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,119
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Main level | — |
| 5pc Bathroom | Main level | — |
| Den | Main level | 11'4'' x 11'6'' |
| Living room | Main level | 12'0'' x 32'3'' |
| Kitchen/Dining room | Main level | 13' x 24'2'' |
| Primary Bedroom | Main level | 13'8'' x 12'2'' |
Description
Take advantage of this rare opportunity to build your dream home on the north end of St. Jacobs on this beautifully treed 1/3rd acre lot. The possibilities are endless. You can have the award winning Geimer Custom Homes build this beautiful open concept bungalow with quality high end finishes, 9 foot ceilings, 5 piece ensuite bath, 4 piece main bathroom, den or 2nd bedroom, or bring your own ideas/ rendering and have them put to paper. The lot is large enough to add a shop/detached garage/ADU/pool. Enjoy walking the shops of downtown St. Jacobs or the surrounding nature trails. The property is centrally located within a 5 minute drive to Waterloo, Elmira, Conestogo Golf Course and 15 min drive to Guelph. Call me anytime to turn your dreams into reality. (id:63159)
Listing Information
- MLS®
- 40859736
- Data last synced
- September 15, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40859736
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$943/sqft
Building average
—
No other active listings in this building
553 - St Jacobs/Floradale/W.Montrose average
$412/sqft
8 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Nearby Places
Parks (1)
Similar Listings Nearby
No similar listings found nearby right now.
Mortgage & Ownership Cost Calculator
Minimum required: 8.3% ($124,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,199,920.00
Periodic payment — Principal & Interest (monthly)$7,741.48
Additional monthly expenses (condo fees, tax, utilities, etc.)$256.58
Total monthly cost$7,998.06
Interest paid over 5-yr term$343,900.52
Balance at end of term$1,079,331.92
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$124,990
Stress test qualifying rate8.19%
Payment you must qualify for$10,660.70
Cash Needed at Closing
Minimum down payment$124,990
Estimated Land Transfer Tax (LTT)$26,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$152,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.