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Property Type: Detached HouseOwnership: Freehold
1065 ERIE Street
Stratford, ON N5A6S4
MLS® 40843521
$599,000
3 bed2.5 bath7 parking1,869 sqftBuilt 1956
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 64 feet
I1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,037.49
Interior
- Basement
- Finished, Full
- Heating
- Forced air
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Office | Basement | 10'1'' x 11'8'' |
| Utility room | Basement | 12'1'' x 13'11'' |
| 2pc Bathroom | Basement | 5'9'' x 8'0'' |
| Laundry room | Basement | 7'9'' x 7'0'' |
| Recreation room | Basement | 27'3'' x 22'11'' |
| Sunroom | Main level | 9'8'' x 14'3'' |
| 4pc Bathroom | Main level | 7'5'' x 4'10'' |
| Primary Bedroom | Main level | 11'2'' x 11'2'' |
| Bedroom | Main level | 11'0'' x 10'2'' |
| Bedroom | Main level | 9'9'' x 10'2'' |
| Kitchen | Main level | 13'7'' x 14'8'' |
| Living room | Main level | 11'2'' x 20'10'' |
Description
1065 Erie Street is more than a three bedroom bungalow. It is a chance to have the space you have been looking for, both inside and out. The standout feature is the 15 by 25 foot heated shop with hydro and water. Whether you need room for projects, a serious workspace or a place to explore a home business, this is a feature that opens up possibilities. The generous, fenced backyard gives you even more room to enjoy, with space to garden, gather or simply spread out. Inside, large windows bring in natural light, while the kitchen connects to a four season sunroom that lets you enjoy the view of the yard year round. The finished basement adds valuable living space, a gas fireplace and plenty of potential for guests, extended family or a setup that fits your needs. With parking for six to seven vehicles, parks and trails across the street, and everyday amenities close by, 1065 Erie Street brings together the comfort of home and the kind of space that is hard to find. Come see what you could make of it. (id:63161)
Listing Information
- MLS®
- 40843521
- Data last synced
- October 26, 2026
Exit Integrity Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Exit Integrity Realty
MLS® Number: 40843521
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$320/sqft
Building average
—
No other active listings in this building
22 - Stratford average
$399/sqft
25 active listing(s)
Parking: 7 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (condo fees, tax, utilities, etc.)$512.79
Total monthly cost$3,604.43
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,373.89
Cash Needed at Closing
Minimum down payment$34,900
Estimated Land Transfer Tax (LTT)$8,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
