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Property Type: Detached HouseOwnership: Freehold
108 SHAKESPEARE STREET
Stratford, ON N5A3W4
MLS® X13829054
$275,000
3 bed2 bath1 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 30 x 124.7 FT
- Frontage
- 30 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,772 (2025)
Interior
- Basement
- Full
- Heating
- Baseboard heaters, Electric
- Cooling / A/C
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Second level | — |
| Bedroom | Second level | — |
| Kitchen | Second level | — |
| Bedroom | Upper Level | — |
| Kitchen | Ground level | — |
| Living room | Ground level | — |
| Bedroom | Ground level | — |
Description
Property Sold "As Is, Where Is". This property has tons of potential. Zoned R2 and currently divided into 2 above grade units, each with its own entry. Conveniently located across the street from the Train Station, with Via Rail and now daily Go Train Service to/from Union Station. Perfect for Commuters. Walk up the street to Shakespeare Street Park. Minutes to Downtown Stratford with its many shops, restaurants and Famous Stratford Festival Theatres. Great Investment Opportunity, live in one unit and rent the other out! (id:63159)
Listing Information
- MLS®
- X13829054
- Tax assessment year
- 2025
- Data last synced
- September 26, 2026
ACCSELL REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ACCSELL REALTY INC.
MLS® Number: X13829054
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($13,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$220,000.00
Periodic payment — Principal & Interest (monthly)$1,419.37
Additional monthly expenses (condo fees, tax, utilities, etc.)$314.33
Total monthly cost$1,733.70
Interest paid over 5-yr term$63,052.63
Balance at end of term$197,890.71
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$13,750
Stress test qualifying rate8.19%
Payment you must qualify for$2,025.66
Cash Needed at Closing
Minimum down payment$13,750
Estimated Land Transfer Tax (LTT)$2,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$17,850
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.