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Property Type: Detached HouseOwnership: Freehold
121 FERGUSSON WAY
Stratford, ON N5A0M6
MLS® X12757282
$664,900
4 bed3.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 42.2 x 99.4 FT
- Frontage
- 42.2 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $0
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Great room | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Bathroom | Second level | — |
Description
Welcome to the Caesar, a new 2-story home to be built in the Stratford Fairgrounds Subdivision. Featuring 4 spacious bedrooms, including a primary suite with a private 3-piece en-suite, this home offers comfort and style for the whole family. The heart of the home is the large, open-concept eat-in kitchen, beautifully appointed with quartz countertops, custom Barzotti cabinetry complete with soft close drawers and doors, elegant crown molding and a pantry for extra storage. The main floor Great Room features vinyl plank flooring and a gas fireplace. Additional highlights include a double garage and the opportunity to personalize your home with a wide selection of finishes. Thoughtfully designed, this home blends quality, functionality and timeless appeal. It's your vision, it's your home! (id:63159)
Listing Information
- MLS®
- X12757282
- Data last synced
- September 15, 2026
RE/MAX A-B Realty Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX A-B Realty Ltd
MLS® Number: X12757282
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
No similar listings found nearby right now.
Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($41,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$531,920.00
Periodic payment — Principal & Interest (monthly)$3,431.77
Additional monthly expenses (condo fees, tax, utilities, etc.)$0.00
Total monthly cost$3,431.77
Interest paid over 5-yr term$152,449.80
Balance at end of term$478,463.76
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$41,490
Stress test qualifying rate8.19%
Payment you must qualify for$4,833.76
Cash Needed at Closing
Minimum down payment$41,490
Estimated Land Transfer Tax (LTT)$9,773
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.