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Property Type: Detached HouseOwnership: Freehold
132 PERTH Street
Stratford, ON N5A3Y2
MLS® 40871133
57
Walk Score
71
Bike
$529,500
2 bed2.5 bath3 parking1,081 sqftBuilt 1905
57
Walk Score
71
Bike
Open House
Sunday, November 1
2:00 PM – 4:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 48 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,276
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Second level | 10'2'' x 9'6'' |
| Bedroom | Second level | 10'0'' x 9'6'' |
| Bedroom | Second level | 9'6'' x 12'6'' |
| 2pc Bathroom | Main level | 3'0'' x 6'0'' |
| Mud room | Main level | 8'0'' x 6'0'' |
| Kitchen | Main level | 9'10'' x 11'0'' |
| Dining room | Main level | 9'0'' x 12'6'' |
| Living room | Main level | 13'2'' x 10'0'' |
| Foyer | Main level | 6'0'' x 4'0'' |
Description
If you're looking for a turn-key home that's truly move-in ready, this could be the one! This charming two-storey, two-bedroom home has undergone numerous improvements, including both the upgrades you can see and many important ones you can't. One of the biggest transformations is the beautiful Hickory hardwood flooring throughout (2026), creating a consistent and seamless flow from room to room, complete with new hardwood stairs. The improvements don't stop there. The home features new interior doors and closets (2026), professional painting throughout (2026), a new two-piece bathroom on the main floor (2023), updated plumbing (2023), updated electrical (2023), a new sump pump (2023), new water softener (2023), new backsplash (2026), stainless steel hood fan (2023), newer front-load washer and dryer (2023), newer stainless steel appliances (2023), and new gas lines for both the stove and BBQ (2023). The back addition was also insulated in 2023, while new gutters and eaves were completed in 2025, followed by brand-new air conditioning (2026). For added peace of mind, the main drain piping in the basement was completely dug up and replaced (2023) - a major upgrade that's already been taken care of for the next owner. Step outside and you'll find a large, fully fenced backyard with two storage sheds and plenty of thoughtfully added plants and shrubs that enhance the outdoor space and provide a great setting to relax, entertain, or enjoy with family and pets. Located on a quiet street just minutes from downtown, golf, shopping and everyday amenities, this home has been well cared for and thoughtfully improved from top to bottom. The big projects are done, the updates are complete, and all that's left to do is move in and make it your own! (id:63161)
Listing Information
- MLS®
- 40871133
- Data last synced
- October 29, 2026
Royal LePage Wolle Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Wolle Realty
MLS® Number: 40871133
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$490/sqft
Building average
—
No other active listings in this building
22 - Stratford average
$391/sqft
25 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.3% ($27,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$423,600.00
Periodic payment — Principal & Interest (monthly)$2,732.92
Additional monthly expenses (condo fees, tax, utilities, etc.)$327.00
Total monthly cost$3,059.92
Interest paid over 5-yr term$121,404.98
Balance at end of term$381,029.57
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$27,950
Stress test qualifying rate8.19%
Payment you must qualify for$3,888.89
Cash Needed at Closing
Minimum down payment$27,950
Estimated Land Transfer Tax (LTT)$7,065
Legal / closing costs (typical estimate)$1,500
Total cash needed$36,515
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.