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Property Type: Detached HouseOwnership: Freehold
34 SOMERSET STREET
Stratford, ON N5A6K1
MLS® X13094790
$539,900
3 bed3.5 bath3 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 44.5 x 92.6 FT ; 47.42 X 97.56 X 44.57 X 92.61
- Frontage
- 44.6 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,533 (2025)
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Utility room | Basement | — |
| Bedroom | Main level | — |
| Living room | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bathroom | Second level | — |
| Laundry room | Second level | — |
| Family room | Basement | — |
| Bathroom | Basement | — |
Description
Welcome to 34 Somerset Street Stratford, located in a desirable neighborhood. This 3 bedroom home has undergone a transformation that you do not want to miss. This home has been extensively renovated from top to bottom and offers approximately 1037 Sq feet on the living space on the first and 2nd floor and approximately 488 square feet of living space in the basement. From the time you walk through the front door of this quant unique home you will want to move right in. Features of this lovely home include, updated kitchen with new appliances, newer flooring, gas fireplace in the living, new upper bathroom with upper floor laundry, partially finished basement with family room and 2 pc bath, some updated wiring and plumbing, new roof April 2026, updated stucco on the exterior of the home. The rear yard offers a fully fenced rear yard ideal for your children to play or your pets to run. Be sure to call to view this lovely home today it might be just what you have been looking for, immediate possession is available. (id:63159)
Listing Information
- MLS®
- X13094790
- Tax assessment year
- 2025
- Data last synced
- October 4, 2026
RE/MAX A-B Realty Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX A-B Realty Ltd
MLS® Number: X13094790
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
507 m away
Mortgage & Ownership Cost Calculator
Minimum required: 5.4% ($28,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$431,920.00
Periodic payment — Principal & Interest (monthly)$2,786.60
Additional monthly expenses (condo fees, tax, utilities, etc.)$294.42
Total monthly cost$3,081.02
Interest paid over 5-yr term$123,789.51
Balance at end of term$388,513.44
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$28,990
Stress test qualifying rate8.19%
Payment you must qualify for$3,961.46
Cash Needed at Closing
Minimum down payment$28,990
Estimated Land Transfer Tax (LTT)$7,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$37,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
