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Property Type: TownhouseOwnership: Condominium
4 - 148 BORDEN STREET
Stratford, ON N5A0G1
MLS® X13155124
$379,900
2 bed1 bath1 parking
Amenities
Visitor Parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
R2-9
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $320/mo
- Annual property tax
- $3,364 (2026)
Maintenance Fee Includes
Also included: Common Area Maintenance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning, Air exchanger
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bathroom | Main level | — |
| Utility room | Main level | — |
Description
Condo living looks good in this stunning, freshly painted unit! Whether you are a first time buyer, downsizing or investing, the low maintenance living is appealing. Overlooking the golf course on your private balcony amongst the trees, a hideaway is created while enjoying your morning coffee and watching the sun rise. This unit offers 2 bedrooms and 1 4-Piece Bathroom. Open concept living, dining and kitchen provides the perfect space for entertaining. With over 1100 square feet, this condo is spacious and bright with an abundance of natural light. Your designated parking spot is right out front with minimal stairs to your unit. Located in the south end of town close to the golf course, grocery store, schools, park and walking trails. This one is definitely worth viewing! (id:63159)
Listing Information
- MLS®
- X13155124
- Tax assessment year
- 2026
- Data last synced
- September 20, 2026
Home and Company Real Estate Corp Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Home and Company Real Estate Corp Brokerage
MLS® Number: X13155124
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$321/sqft
11 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($18,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$303,920.00
Periodic payment — Principal & Interest (monthly)$1,960.79
Additional monthly expenses (condo fees, tax, utilities, etc.)$600.82
Total monthly cost$2,561.61
Interest paid over 5-yr term$87,104.35
Balance at end of term$273,377.02
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$18,995
Stress test qualifying rate8.19%
Payment you must qualify for$2,798.36
Cash Needed at Closing
Minimum down payment$18,995
Estimated Land Transfer Tax (LTT)$4,174
Legal / closing costs (typical estimate)$1,500
Total cash needed$24,669
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.