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Property Type: Condo / ApartmentOwnership: Condominium
48 - 3202 VIVIAN LINE
Stratford, ON N5A0K6
MLS® X13844886
$429,900
1 bed1 bath1 parking
Amenities
Also listed: Storage - Locker
Property Details
Property & Lot
- Sub-type
- Apartment
- Stories
- 2
UR
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $288/mo
- Annual property tax
- $1,686.04 (2026)
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Living room | Main level | — |
| Den | Main level | — |
| Bedroom | Main level | — |
| Bathroom | Main level | — |
| Utility room | Main level | — |
Description
Welcome to Vivian Village-Unit #48 offers a highly functional one-bedroom plus den layout designed for comfort, space, and everyday living. The open-concept design features a spacious living and dining area filled with an abundance of natural light, creating a bright and welcoming atmosphere throughout the home. One of the standout features of this unit is one of the largest kitchens in the community, offering generous counter space and an efficient layout that's ideal for cooking, entertaining, or working from home. The den provides excellent flexibility and can easily serve as a home office, study, or additional storage space, while the full bathroom is finished with modern fixtures and clean, contemporary design. These are quality-built homes, and it's something you truly appreciate the moment you walk through the door. This home comes complete with white cabinetry, quartz countertops and a stacking washer and dryer. Additional features include central air conditioning, air exchanger, high-efficiency furnace, owners on-demand hot water heater, and water softener. One parking space and one designated locker are includes, along with the peace of mind of a 7-Year Tarion New Home Warranty. (id:63161)
Listing Information
- MLS®
- X13844886
- Tax assessment year
- 2026
- Data last synced
- October 25, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13844886
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$417/sqft
12 active listing(s)
Parking: 1 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($21,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$343,920.00
Periodic payment — Principal & Interest (monthly)$2,218.86
Additional monthly expenses (condo fees, tax, utilities, etc.)$428.62
Total monthly cost$2,647.48
Interest paid over 5-yr term$98,568.46
Balance at end of term$309,357.15
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$21,495
Stress test qualifying rate8.19%
Payment you must qualify for$3,166.67
Cash Needed at Closing
Minimum down payment$21,495
Estimated Land Transfer Tax (LTT)$5,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,068
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
