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Property Type: Detached HouseOwnership: Freehold
88 DAVIDSON DRIVE
Stratford, ON N5A0J5
MLS® X13859756
$729,000
4 bed3.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 40.1 x 98.6 FT
- Frontage
- 40.1 feet
R1(5)-39
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,930 (2025)
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | — |
| Kitchen | Main level | — |
| Bathroom | Second level | — |
| Other | Basement | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Laundry room | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
Description
Welcome to Davidson Drive in beautiful Stratford. This affordable 4 bedroom, 3 bathroom family home was constructed a short 4 years ago and is located just blocks from the Rotary Complex and both high schools, making it perfect for your growing family. The main floor offers an open concept kitchen, living and dining room, plus main floor laundry and powder room. This floor plan is not only great for family gatherings and entertaining friends but offers practical convenience as well. Upstairs boasts a primary bedroom suite with a 3-piece private ensuite and a generous walk-in closet. Rounding out the upper level are 3 more large bedrooms and a full 4-piece bath. And if this wasn't enough space, there is room to grow. The unfinished basement is the canvas for your imagination. The insulation is installed and the rough-in for a 2-piece bathroom is there making this level open to whatever your needs may be: media room, rec room, office, gym or playroom, the possibilities are endless. Call for your private tour today! (id:63159)
Listing Information
- MLS®
- X13859756
- Tax assessment year
- 2025
- Data last synced
- October 18, 2026
RE/MAX A-B Realty Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX A-B Realty Ltd
MLS® Number: X13859756
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.6% ($47,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$583,200.00
Periodic payment — Principal & Interest (monthly)$3,762.61
Additional monthly expenses (condo fees, tax, utilities, etc.)$577.50
Total monthly cost$4,340.11
Interest paid over 5-yr term$167,146.80
Balance at end of term$524,590.29
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$47,900
Stress test qualifying rate8.19%
Payment you must qualify for$5,281.07
Cash Needed at Closing
Minimum down payment$47,900
Estimated Land Transfer Tax (LTT)$11,055
Legal / closing costs (typical estimate)$1,500
Total cash needed$60,455
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
