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Property Type: Detached HouseOwnership: Freehold
9 COBOURG Street
Stratford, ON N5A3E4
MLS® 40860495
$2,389,000
4 bed7 full, 3 half bath3 parking5,082 sqftBuilt 1885
Property Details
Property & Lot
- Sub-type
- House
- Style
- Multi-level
- Stories
- 3
- Frontage
- 31 feet
C311
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $9,918.45
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Third level | 22'6'' x 15'8'' |
| 5pc Bathroom | Third level | — |
| Bedroom | Third level | 22'6'' x 15'8'' |
| Bedroom | Third level | 11'4'' x 15'11'' |
| Bedroom | Third level | 18'0'' x 7'9'' |
| 5pc Bathroom | Third level | — |
| 4pc Bathroom | Third level | — |
| 2pc Bathroom | Basement | — |
| 2pc Bathroom | Basement | — |
| Primary Bedroom | Second level | 16'3'' x 15'2'' |
| Laundry room | Second level | 12'8'' x 8'8'' |
| Family room | Second level | 12'4'' x 15'3'' |
| 3pc Bathroom | Second level | — |
| Office |
Description
Overlooking Lake Victoria in the heart of downtown Stratford, this remarkable property sits steps from the theatres, shops, cafes and restaurants the city is celebrated for. Originally home to the renowned Rundles restaurant, the building dates to 1884 with renovations completed in 2001 by acclaimed architects Shim-Sutcliffe, drawing influence from Tadeo Ando, Carlo Scarpa and Alvar Aalto. A full conversion in 2022 brought all new electrical, plumbing, lighting and HVAC systems. A concrete ramp beneath a continuous skylight leads to the Sake Salon, a generous living and dining space with exposed trusses, steel beams, a wood burning fireplace inglenook flanked by custom fir daybeds and sweeping lake views. The kitchen features a 12 foot Corian island, custom fir cabinetry, Subzero fridge, JennAir dual fuel range, Fischer Paykel dish drawers, steam oven, wine fridge and Le Corbusier pendant fixtures, overlooking a rear courtyard garden. The second level offers a lounge with fir cabinetry, laundry with two washers and a dryer, and connects to the Garden Suite with bespoke wall coverings, coffee station, 3 piece porcelain bath and a private covered porch. The basement provides two 2 piece bedrooms, ample storage and mechanical equipment. The upper floor is reached by a custom steel and fir staircase. The main bedroom has lake views, custom carpeting and a 5 piece ensuite. The Onsen bedroom features a Japanese cedar soaking tub with lake views and cedar floors. The Garret Studio offers a kitchenette, gas fireplace, integral bed and cabinetry, 5 piece ensuite and a private roof deck, with its own York Lane access and parking. Currently operating as a boutique inn listed with Tablet Hotels and the Michelin Guide, the C3-11 zoning allows for a full range of commercial and residential uses. (id:63159)
Listing Information
- MLS®
- 40860495
- Data last synced
- October 10, 2026
Corcoran Horizon Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Corcoran Horizon Realty
MLS® Number: 40860495
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$470/sqft
Building average
—
No other active listings in this building
22 - Stratford average
$392/sqft
25 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
No similar listings found nearby right now.
Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($477,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,911,200.00
Periodic payment — Principal & Interest (monthly)$12,330.41
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,080.54
Total monthly cost$13,410.95
Interest paid over 5-yr term$547,755.41
Balance at end of term$1,719,130.58
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$477,800
Stress test qualifying rate8.19%
Payment you must qualify for$14,818.95
Cash Needed at Closing
Minimum down payment$477,800
Estimated Land Transfer Tax (LTT)$46,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$525,500
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.