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Property Type: TownhouseOwnership: Freehold
LOT 15 HARDWICK AVENUE
Stratford, ON N5A0K8
MLS® X13687714
$508,000
3 bed3.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Lot size
- 30 x 102 FT
- Frontage
- 30 feet
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $0
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
Description
Welcome to Lot 15 on Hardwick Avenue in Stratford! This soon-to-be-built 1,620 sq. ft. freehold townhome offers a thoughtfully designed layout featuring 3 bedrooms and 2.5 bathrooms. The open-concept main floor seamlessly connects the kitchen, living, and dining areas, creating a bright and inviting space perfect for everyday living and entertaining. The home also features a 1-car garage and a spacious primary bedroom complete with a large walk-in closet and private ensuite. Buyers also have the option to choose a different elevation that adds a 4th bedroom, offering additional flexibility to suit their lifestyle and needs. This is a fantastic opportunity to own a brand-new freehold townhome in Stratford with modern design, functional living space, and flexible options to make the home your own. (id:63159)
Listing Information
- MLS®
- X13687714
- Data last synced
- September 15, 2026
CORCORAN HORIZON REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CORCORAN HORIZON REALTY
MLS® Number: X13687714
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$321/sqft
11 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.1% ($25,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$406,400.00
Periodic payment — Principal & Interest (monthly)$2,621.95
Additional monthly expenses (condo fees, tax, utilities, etc.)$0.00
Total monthly cost$2,621.95
Interest paid over 5-yr term$116,475.41
Balance at end of term$365,558.11
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$25,800
Stress test qualifying rate8.19%
Payment you must qualify for$3,738.85
Cash Needed at Closing
Minimum down payment$25,800
Estimated Land Transfer Tax (LTT)$6,635
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,935
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.