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Property Type: Detached HouseOwnership: Freehold
LOT 3 119 DEMPSEY Drive
Stratford, ON N5A0K5
MLS® 40869830
$813,097
4 bed4.5 bath4 parking1,927 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 47 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Basement | 13'4'' x 7'5'' |
| 3pc Bathroom | Basement | — |
| Bedroom | Basement | 13'10'' x 7'11'' |
| Recreation room | Basement | 13'10'' x 10'1'' |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 17'4'' x 9'9'' |
| Bedroom | Second level | 13'10'' x 10'6'' |
| 5pc Ensuite bath | Second level | — |
| Primary Bedroom | Second level | 15'3'' x 17'9'' |
| 2pc Bathroom | Main level | — |
| Dining room | Main level | 12'0'' x 11'9'' |
| Living room | Main level | 16'5'' x 15'1'' |
| Kitchen | Main level | 14'6'' x 9'10'' |
Description
Welcome to the Rosalind model - situated on a premium ravine lot with no rear neighbours, backing directly onto lush green space and scenic community trails. Located in one of Stratford's newest and most sought-after neighbourhoods, this stunning home offers the perfect balance of modern living, natural surroundings, and urban convenience. Minutes from vibrant Downtown Stratford, renowned for its theatres, restaurants, boutique shopping, cafe's, and year-round cultural events. Everyday conveniences are equally close at hand, with easy access to Stratford Mall, grocery stores, schools, parks, recreation facilities, and healthcare services. Designed with comfort and functionality in mind, the bright open-concept main floor welcomes you through a spacious tiled foyer and flows seamlessly into the principal living and entertaining areas. The second level features three generously sized bedrooms, including a spacious primary retreat, 2 bathrooms, and the convenience of upper-level laundry. Quality craftsmanship and thoughtful upgrades are showcased throughout, including upgraded flooring, designer lighting, a rear deck, finished lower level, and a complete appliance package, making this home truly move-in ready. Fully finished lookout basement with a separate entrance adds exceptional versatility and value. Filled with natural light from oversized lookout windows, this space features a kitchen, bedroom, bathroom, and laundry rough-in, making it ideal for multi-generational living, guest accommodations, in-law suite, and entertaining space. This home delivers the perfect blend of location, lifestyle, and long-term flexibility. Flexible closing options of 30+ days, along with the chance to explore custom-build options and limited-time community promotions. ** Some photos displayed are virtually staged ** (id:63159)
Listing Information
- MLS®
- 40869830
- Data last synced
- October 16, 2026
Corcoran Horizon Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Corcoran Horizon Realty
MLS® Number: 40869830
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$422/sqft
Building average
—
No other active listings in this building
22 - Stratford average
$394/sqft
25 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.9% ($56,310) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$650,478.00
Periodic payment — Principal & Interest (monthly)$4,196.66
Additional monthly expenses (condo fees, tax, utilities, etc.)$96.00
Total monthly cost$4,292.66
Interest paid over 5-yr term$186,428.86
Balance at end of term$585,107.06
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$56,310
Stress test qualifying rate8.19%
Payment you must qualify for$5,867.93
Cash Needed at Closing
Minimum down payment$56,310
Estimated Land Transfer Tax (LTT)$12,737
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,547
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.