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Property Type: Detached HouseOwnership: Freehold
31 KARSH Crescent
Waterdown, ON L0R2H5
MLS® 40871775
30
Walk Score
24
Transit
41
Bike
$1,025,000
3 bed3 bath4 parking2,500 sqft
30
Walk Score
24
Transit
41
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 49 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,713
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Third level | — |
| 4pc Bathroom | Second level | — |
| 3pc Bathroom | Main level | — |
| Recreation room | Lower level | 12'8'' x 24'5'' |
| Laundry room | Lower level | 6'5'' x 9'9'' |
| Family room | Lower level | 12'9'' x 16'11'' |
| Other | Third level | 7'7'' x 7'6'' |
| Primary Bedroom | Third level | 16'8'' x 16'7'' |
| Bedroom | Second level | 13'5'' x 8'1'' |
| Bedroom | Second level | 9'9'' x 13'4'' |
| Living room | Main level | 15'8'' x 1'9'' |
| Kitchen | Main level | 7'9'' x 9'4'' |
| Dining room | Main level | 10'4'' x 11'9'' |
Description
Welcome to this spacious and versatile 5-Level Backsplit, offering an abundance of living space for families of all sizes. Thoughtfully designed with multiple levels, this home provides excellent separation between living, entertaining and private areas while maintaining a comfortable and functional flow throughout. The main level features a welcoming living and dining area along with a well-appointed kitchen, creating a warm and practical space for everyday living and entertaining. The upper levels offer generously sized bedrooms and comfortable family accommodations, while the lower levels provide additional flexible living space ideal for a family room, home office, recreation area, guest space, or hobby room. Large windows provide plenty of natural light and the home's multi-level layout offers numerous possibilities to suit today's modern lifestyle. With ample storage and versatile rooms throughout, this five-level backsplit combines space, functionality, and character in a desirable family-friendly design. A wonderful opportunity for buyers looking for a home with room to grow, entertain, work from home and enjoy comfortable family living across five thoughtfully separated levels. (id:63161)
Listing Information
- MLS®
- 40871775
- Data last synced
- October 30, 2026
Coldwell Banker The Real Estate Centre
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Coldwell Banker The Real Estate Centre
MLS® Number: 40871775
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$410/sqft
Building average
—
No other active listings in this building
461 - Waterdown East average
$496/sqft
20 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Halton Hills
15°C
Mainly Clear
Humidity 88%
Wind WNW 14 km/h
Tonight
7°
Friday
14°
Friday night
1°
Saturday
14°
Saturday night
4°
Sunday
16°
Source: Environment and Climate Change Canada.
Nearby Schools
| School |
|---|
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Mortgage & Ownership Cost Calculator
Minimum required: 7.6% ($77,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$820,000.00
Periodic payment — Principal & Interest (monthly)$5,290.36
Additional monthly expenses (condo fees, tax, utilities, etc.)$684.42
Total monthly cost$5,974.78
Interest paid over 5-yr term$235,014.36
Balance at end of term$737,592.65
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$77,500
Stress test qualifying rate8.19%
Payment you must qualify for$7,346.67
Cash Needed at Closing
Minimum down payment$77,500
Estimated Land Transfer Tax (LTT)$16,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$95,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
