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Property Type: Detached HouseOwnership: Freehold
44 MCDONALD Court
Waterdown, ON L9H7C4
MLS® 40873442
68
Walk Score
24
Transit
46
Bike
$899,000
3 bed1 bath3 parking1,021 sqftBuilt 1966
68
Walk Score
24
Transit
46
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 100 feet
R1-6
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,722
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 12'6'' x 24'5'' |
| Recreation room | Basement | 13'7'' x 24'5'' |
| 4pc Bathroom | Main level | — |
| Bedroom | Main level | 10'7'' x 8'10'' |
| Bedroom | Main level | 10'7'' x 13'0'' |
| Primary Bedroom | Main level | 10'2'' x 23'10'' |
| Kitchen | Main level | 14'2'' x 8'7'' |
| Dining room | Main level | 10'8'' x 5'2'' |
| Living room | Main level | 12'10'' x 19'7'' |
| Foyer | Main level | 4'2'' x 5'1'' |
Description
Prime court location – renovate or redevelop! Rare opportunity on an oversized 100’ x 150’ lot, tucked away on a quiet, family-friendly court just steps from transit, shopping and top-rated schools. This is the kind of location that rarely comes to market — walkable convenience paired with the privacy and space of a premium lot. Whether you're an end-user looking to renovate and make it your own, or an investor eyeing the potential for severance, this property offers exceptional upside in a high-demand pocket. Solid bones, unbeatable lot size, and a location that checks every box: transit at your doorstep, shopping minutes away, and schools close by. Bring your vision — opportunities like this don't last. Don't miss your chance to secure a premium lot with real long-term value. Don’t be TOO LATE*! *REG TM. RSA. (id:63161)
Listing Information
- MLS®
- 40873442
- Data last synced
- October 30, 2026
RE/MAX Escarpment Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Escarpment Realty Inc.
MLS® Number: 40873442
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$881/sqft
Building average
—
No other active listings in this building
460 - Waterdown West average
$497/sqft
17 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Halton Hills
15°C
Mainly Clear
Humidity 88%
Wind WNW 14 km/h
Tonight
7°
Friday
14°
Friday night
1°
Saturday
14°
Saturday night
4°
Sunday
16°
Source: Environment and Climate Change Canada.
Nearby Schools
| School |
|---|
Similar Listings Nearby
No similar listings found nearby right now.
Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (condo fees, tax, utilities, etc.)$611.17
Total monthly cost$5,251.20
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$64,900
Stress test qualifying rate8.19%
Payment you must qualify for$6,467.40
Cash Needed at Closing
Minimum down payment$64,900
Estimated Land Transfer Tax (LTT)$14,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$80,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.