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Property Type: TownhouseOwnership: Condominium
47 MAIN ST N Street Unit# 14
Waterdown, ON L9H2P7
MLS® 40873234
87
Walk Score
24
Transit
58
Bike
$910,000
4 bed4 bath2 parking3,286 sqft
87
Walk Score
24
Transit
58
Bike
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Style
- Bungalow
- Stories
- 2
R63
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $525/mo
- Annual property tax
- $6,427.68
Interior
- Basement
- Finished, Full
- Heating
- Forced air
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 8'9'' x 11'11'' |
| Storage | Basement | 7'7'' x 15'4'' |
| Recreation room | Basement | 12'10'' x 30'0'' |
| Cold room | Basement | 9'5'' x 20'1'' |
| Bedroom | Basement | 13'3'' x 11'9'' |
| Bedroom | Basement | 13'8'' x 12'0'' |
| 3pc Bathroom | Basement | — |
| 4pc Bathroom | Second level | — |
| Loft | Second level | 13'11'' x 19'11'' |
| Primary Bedroom | Main level | 14'11'' x 10'9'' |
| Living room | Main level | 18'3'' x 15'11'' |
| Laundry room | Main level | 7'5'' x 5'6'' |
| Kitchen | Main level | 12'2'' x 9'11'' |
| Dining room |
Description
Welcome to McGregor Village – One of Waterdown’s Most Sought-After Communities! Nestled in the heart of Downtown Waterdown, this beautifully situated End Unit bungaloft offers over 3,000 square feet of finished living space, including a fully finished basement. Featuring two main-floor bedrooms, soaring vaulted ceilings, a spacious living room and dining room, and four bathrooms, this home offers exceptional space and comfort for a variety of lifestyles. Start your mornings or unwind in the evenings on the extra-spacious front porch, taking in the beauty of the meticulously maintained grounds and the charm of this welcoming community. Enjoy the convenience of being just steps from the post office, medical and dental offices, coffee shops, restaurants, and a variety of local retail shops. Experience comfortable, low-maintenance living in an exceptional downtown Waterdown location, where small-town charm meets everyday convenience! (id:63161)
Listing Information
- MLS®
- 40873234
- Data last synced
- October 30, 2026
RE/MAX Real Estate Centre Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Real Estate Centre Inc.
MLS® Number: 40873234
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$277/sqft
Building average
—
No other active listings in this building
461 - Waterdown East average
$484/sqft
18 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Halton Hills
15°C
Mainly Clear
Humidity 88%
Wind WNW 14 km/h
Tonight
7°
Friday
14°
Friday night
1°
Saturday
14°
Saturday night
4°
Sunday
16°
Source: Environment and Climate Change Canada.
Nearby Schools
| School |
|---|
Similar Listings Nearby
No similar listings found nearby right now.
Mortgage & Ownership Cost Calculator
Minimum required: 7.3% ($66,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$728,000.00
Periodic payment — Principal & Interest (monthly)$4,696.81
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,225.01
Total monthly cost$5,921.82
Interest paid over 5-yr term$208,646.89
Balance at end of term$654,838.35
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$66,000
Stress test qualifying rate8.19%
Payment you must qualify for$6,544.16
Cash Needed at Closing
Minimum down payment$66,000
Estimated Land Transfer Tax (LTT)$14,675
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,175
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.