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Property Type: Condo / ApartmentOwnership: Condominium
5 HAMILTON Street N Unit# 209
Waterdown, ON L8B2A4
MLS® 40859277
88
Walk Score
24
Transit
57
Bike
$499,900
2 bed2 bath1 parking1,025 sqft
88
Walk Score
24
Transit
57
Bike
Amenities
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
C5
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $476/mo
- Annual property tax
- $4,023.01
Maintenance Fee Includes
Management
Also included: Landscaping, Insurance, Parking
Interior
- Basement
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Main level | — |
| 4pc Bathroom | Main level | — |
| 4pc Ensuite bath | Main level | — |
| Bedroom | Main level | 9'1'' x 11'11'' |
| Primary Bedroom | Main level | 10'3'' x 14'6'' |
| Living room/Dining room | Main level | 15'2'' x 17'10'' |
| Kitchen | Main level | 10'1'' x 11'10'' |
Description
This residence offers an open-concept floorplan, providing a modern and seamless flow throughout the living space. With a total area of 1025 square feet, this space is designed for comfortable living and entertaining. The kitchen is equipped with stainless steel appliances, including a refrigerator, stove, and dishwasher. There is ample cabinetry for storage, while the kitchen island with breakfast bar adds both functionality and style. Under-cabinet lighting further enhances the workspace, making meal preparation convenient and enjoyable. Enjoy abundant natural light thanks to the floor-to-ceiling, wall-to-wall windows. A patio door leads directly to a private balcony, perfect for relaxing outdoors. Upgraded vinyl flooring is installed throughout the home, offering durability and ease of maintenance. There is no carpet, making cleaning straightforward. The primary bedroom includes a walk-in closet and a private ensuite. The ensuite is equipped with an oversized glass shower and a vanity with two sinks, combining luxury with practicality. This property is ideally situated close to shopping, restaurants, and all local amenities. Public transit is also easily accessible, making commuting simple and convenient. Underground parking and a storage locker, providing secure and accessible options for your vehicle and belongings. (id:63161)
Listing Information
- MLS®
- 40859277
- Data last synced
- October 30, 2026
Rockhaven Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Rockhaven Realty Inc.
MLS® Number: 40859277
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$488/sqft
Building average
—
No other active listings in this building
460 - Waterdown West average
$546/sqft
8 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Halton Hills
15°C
Mainly Clear
Humidity 88%
Wind WNW 14 km/h
Tonight
7°
Friday
14°
Friday night
1°
Saturday
14°
Saturday night
4°
Sunday
16°
Source: Environment and Climate Change Canada.
Nearby Schools
| School |
|---|
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (condo fees, tax, utilities, etc.)$862.13
Total monthly cost$3,442.28
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,995
Stress test qualifying rate8.19%
Payment you must qualify for$3,682.29
Cash Needed at Closing
Minimum down payment$24,995
Estimated Land Transfer Tax (LTT)$6,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,968
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
