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Property Type: OtherRECENTLY LISTED
10 MARSHALL STREET
Waterloo, ON N2J2T2
MLS® X14106286
92
Walk Score
66
Transit
78
Bike
$759,999
5 bed2 bath4 parking
92
Walk Score
66
Transit
78
Bike
Property Details
Property & Lot
- Sub-type
- Other
- Stories
- 2
- Lot size
- 36 FT
- Frontage
- 36 feet
Ownership & Fees
- Property type
- Other
- Annual property tax
- $5,822 (2025)
Interior
- Heating
- Forced air, Natural gas
- Fireplace
- None
Exterior & Lot
- Exterior features
- Vinyl siding
Building
Description
Highest and best use is ideal for a son or daughter plus friends going to school and for investors. This property has been consistently rented out at $1000 per room + utilities, with no vacancies. Income, location and zero vacancy in one package. Students love this location; they can get from bed to class in minutes. Parking for four, and not a lot of exterior maintenance on this property. The home features 5 bedrooms, 2.5 bathrooms, and an open shared kitchen and living space. It's close to shopping; in reality, it's a short walk to the highly desirable pubs on King. From a student perspective especially for Laurier, this is one of the most attractive streets to live on. (id:63161)
Listing Information
- MLS®
- X14106286
- Tax assessment year
- 2025
- Data last synced
- October 29, 2026
RE/MAX REAL ESTATE CENTRE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REAL ESTATE CENTRE INC.
MLS® Number: X14106286
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$328/sqft
8 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
No similar listings found nearby right now.
Mortgage & Ownership Cost Calculator
Minimum required: 6.7% ($51,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$607,999.00
Periodic payment — Principal & Interest (monthly)$3,922.60
Additional monthly expenses (condo fees, tax, utilities, etc.)$485.17
Total monthly cost$4,407.77
Interest paid over 5-yr term$174,254.26
Balance at end of term$546,897.07
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$51,000
Stress test qualifying rate8.19%
Payment you must qualify for$5,497.40
Cash Needed at Closing
Minimum down payment$51,000
Estimated Land Transfer Tax (LTT)$11,675
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,175
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.