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Property Type: Condo / ApartmentOwnership: Condominium
1101 - 4 WILLOW STREET
Waterloo, ON N2J4S2
MLS® X13629144
$599,000
2 bed2 bath1 parking
Amenities
Also listed: Storage - Locker
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $1,074/mo
- Annual property tax
- $5,156 (2025)
Maintenance Fee Includes
Water
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None, Apartment in basement, N/A
- Heating
- Heat Pump, Electric
- Cooling / A/C
Description
Experience refined condo living at Waterpark Place, one of Uptown Waterloo's most prestigious addresses. This exceptional 11th-floor CORNER SUITE offers 2 spacious bedrooms, 2 full bathrooms, and exclusive underground parking. Designed for both comfortable everyday living and effortless entertaining, the open concept living room, formal dining room, and sunroom create an elegant, light-filled living space. The bright sunroom showcases sweeping northeast city views, making it the perfect place to enjoy your morning coffee or unwind at the end of the day. The spacious eat-in kitchen is thoughtfully positioned just off the main living area and offers its own walkout to the expansive open balcony. A second walkout from the primary bedroom provides another convenient access point to this inviting outdoor space. The thoughtfully designed floor plan places the bedrooms on opposite sides of the suite, offering exceptional privacy for homeowners and guests alike. Rarely available, this desirable corner unit is filled with natural light and features an expansive balcony ideal for relaxing or entertaining. A generously sized in-suite laundry and storage room adds exceptional functionality. Waterpark Place is a meticulously maintained, pet-free building, renowned for its peaceful atmosphere, exceptional management, and welcoming community. Residents enjoy an outstanding selection of amenities, including an indoor pool, sauna, fitness centre, guest suite, party room, and beautifully landscaped grounds featuring a gazebo and tranquil pond. Ideally located just steps from Uptown Waterloo's boutiques, restaurants, cafes, parks, and walking trails, this is a rare opportunity to enjoy an elegant, low-maintenance lifestyle in one of Waterloo's most sought-after condominium communities (id:63159)
Listing Information
- MLS®
- X13629144
- Tax assessment year
- 2025
- Data last synced
- September 18, 2026
CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD
MLS® Number: X13629144
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: 1 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,503.30
Total monthly cost$4,594.93
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,373.89
Cash Needed at Closing
Minimum down payment$34,900
Estimated Land Transfer Tax (LTT)$8,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
