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Property Type: Detached HouseOwnership: Freehold
204 STANLEY DRIVE
Waterloo, ON N2L1H4
MLS® X13762792
$1,279,900
3 bed2 bath5 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 68.1 x 126.7 FT
- Frontage
- 68.1 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,473.82
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes (2)
Description
Welcome to Westmount, where an unbeatable location meets a wonderfully cared-for family home. Situated on a generous 68 x 126 ft lot, this updated sidesplit is just steps from Empire Public School, minutes from Westmount Golf Course, and within easy walking distance of both Belmont Village and Uptown Waterloo. Inside, the spacious foyer welcomes you into a bright and inviting main floor. The living room features updated flooring, a cozy gas fireplace and classic crown moulding, while the dining room overlooks the large backyard - perfect for everyday family meals or entertaining. The updated kitchen, offers plenty of cabinetry, quartz countertops, a gas stove and glass backsplash. Upstairs, hardwood floors and a beautiful hardwood staircase lead to three comfortable bedrooms and an updated main bathroom, along with convenient walk-up access to the attic. The lower level adds even more flexibility with a fourth bedroom or home office, a 3-piece bathroom and access to the charming 3-season sunroom. Whether you're enjoying your morning coffee, curling up with a book or hosting friends, this bright and inviting space is sure to become a favourite. Downstairs, the finished recreation room offers plenty of space to relax, complete with a gas fireplace and large windows that bring in an abundance of natural light. A great opportunity to settle into one of Waterloo's most desirable neighbourhoods, close to schools, shops, golf, restaurants and all that Uptown has to offer. (id:63159)
Listing Information
- MLS®
- X13762792
- Data last synced
- October 1, 2026
CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD
MLS® Number: X13762792
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$436/sqft
188 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 8.0% ($102,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,023,920.00
Periodic payment — Principal & Interest (monthly)$6,605.98
Additional monthly expenses (condo fees, tax, utilities, etc.)$539.49
Total monthly cost$7,145.47
Interest paid over 5-yr term$293,458.42
Balance at end of term$921,019.35
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$102,990
Stress test qualifying rate8.19%
Payment you must qualify for$9,125.46
Cash Needed at Closing
Minimum down payment$102,990
Estimated Land Transfer Tax (LTT)$22,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$126,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
