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Property Type: TownhouseOwnership: Condominium
216 - 288 ALBERT STREET
Waterloo, ON N2L3T8
MLS® X13813062
$588,800
4 bed3 bath1 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $648/mo
- Annual property tax
- $5,066.1
Maintenance Fee Includes
Water
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Third level | — |
| Living room | Second level | — |
| Eating area | Second level | — |
| Bedroom 2 | Third level | — |
| Dining room | Second level | — |
| Den | Third level | — |
| Kitchen | Second level | — |
| Bedroom 3 | Third level | — |
Description
Great opportunity for a 3 Bedroom + Den Unit. 3 Full Bathrooms. Fully Furnished as seen, including living, dining rooms, Beds, TV, Internet included in maintenance fees. 1 Surface Parking. Recently Cleaned & Paint freshened. Upper Bright & Spacious unit, Appx. 1,787 Square Feet as per MPAC. Prime Location, close to University yet quieter neighbourhood. Easy access to most conveniences & transportation. Low Maintenance Fees include: Internet, Common Elements, Water & Parking. Very desirable location. Ready to rent out/occupy. Priced to sell. Dare to compare !!! (id:63159)
Listing Information
- MLS®
- X13813062
- Data last synced
- September 23, 2026
ROYAL LEPAGE SIGNATURE REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE SIGNATURE REALTY
MLS® Number: X13813062
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$362/sqft
90 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($33,880) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$471,040.00
Periodic payment — Principal & Interest (monthly)$3,038.99
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,070.23
Total monthly cost$4,109.22
Interest paid over 5-yr term$135,001.42
Balance at end of term$423,702.00
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$33,880
Stress test qualifying rate8.19%
Payment you must qualify for$4,302.71
Cash Needed at Closing
Minimum down payment$33,880
Estimated Land Transfer Tax (LTT)$8,251
Legal / closing costs (typical estimate)$1,500
Total cash needed$43,631
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
