Loading…
Property Type: Condo / ApartmentOwnership: Condominium
265 WESTCOURT Place Unit# PH04
Waterloo, ON N2L6E4
MLS® 40870765
$499,900
2 bed2 bath1 parking1,350 sqft
Amenities
Gym
Also listed: Guest Suite, Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
MR
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $865/mo
- Annual property tax
- $4,123.36
Maintenance Fee Includes
WaterManagement
Also included: Landscaping, Insurance, Parking
Interior
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Main level | — |
| 4pc Bathroom | Main level | — |
| Bedroom | Main level | 9'4'' x 16'4'' |
| Primary Bedroom | Main level | 11'0'' x 15'4'' |
| Sunroom | Main level | 11'2'' x 24' |
| Kitchen | Main level | 12'1'' x 18'0'' |
| Dining room | Main level | 16'10'' x 10'10'' |
| Living room | Main level | 11'2'' x 24'0'' |
Description
Welcome to the highly regarded Beechmount Condominiums, where spacious living, everyday convenience, and an exceptional location come together beautifully. This desirable penthouse suite offers a wonderful opportunity for those seeking the comfort of a generously proportioned home with the ease of condominium living. Thoughtfully designed with both entertaining and everyday comfort in mind, the suite features a gracious formal living room and separate dining room, providing inviting spaces for hosting family and friends. The spacious kitchen offers ample cabinetry and workspace, along with the possibility of a charming eat-in area for casual dining. Two generously sized bedrooms and two full bathrooms, including a private primary ensuite, provide comfort and practicality. One of the home’s most appealing features is the expansive sunroom, a bright and versatile space that lends itself beautifully to a relaxing sitting area, home office, reading retreat, or creative hobby space. With so many possibilities, it is sure to become a favourite place to unwind. The location is equally impressive. Enjoy leisurely walks through beautiful Waterloo Park or explore the wonderful restaurants, cafés, boutiques, and amenities of vibrant Uptown Waterloo. Directly across the road, a convenient shopping plaza offers a full-service grocery store, pharmacy, and additional shopping, making everyday errands remarkably easy. The nearby YMCA provides excellent recreational and fitness opportunities, while proximity to both universities adds to the appeal of this well-established neighbourhood. Beyond the suite itself, residents enjoy the reassurance of a well-regarded building superintendent, an invaluable feature that experienced condominium owners know can make a tremendous difference in day-to-day living. Offering generous living spaces, an outstanding walkable location, and the freedom of low-maintenance living. (id:63159)
Listing Information
- MLS®
- 40870765
- Data last synced
- October 15, 2026
Peak Realty Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Peak Realty Ltd.
MLS® Number: 40870765
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$370/sqft
Building average
—
No other active listings in this building
417 - Beechwood/University average
$513/sqft
51 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,276.61
Total monthly cost$3,856.76
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,995
Stress test qualifying rate8.19%
Payment you must qualify for$3,682.29
Cash Needed at Closing
Minimum down payment$24,995
Estimated Land Transfer Tax (LTT)$6,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,968
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
