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Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED
2782 VICTORIA Street N
Waterloo, ON N0B1M0
MLS® 40873744
6
Walk Score
31
Bike
$4,999,999
4 bed1 bath10 parking2,446 sqft
6
Walk Score
31
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 1
- Lot size
- 17.37 acres
- Frontage
- 757 feet
A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,518.63
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Recreation room | Basement | 24'1'' x 22'7'' |
| Bedroom | Basement | 13'4'' x 11'9'' |
| Other | Basement | 19'5'' x 19'5'' |
| Den | Basement | 10'3'' x 10'2'' |
| Storage | Basement | 9'11'' x 8'10'' |
| Bedroom | Main level | 10'0'' x 10'5'' |
| 4pc Bathroom | Main level | 10'0'' x 7'8'' |
| Bedroom | Main level | 10'0'' x 9'3'' |
| Primary Bedroom | Main level | 13'6'' x 11'1'' |
| Family room | Main level | 10'11'' x 17'5'' |
| Dining room | Main level | 10'2'' x 9'1'' |
| Sunroom | Main level | 17'0'' x 9'9'' |
| Kitchen | Main level | 10'2'' x 10'7'' |
Description
RARE 17.37-ACRE INVESTMENT OPPORTUNITY IN BRESLAU - TWO DETACHED HOMES, AGRICULTURAL LAND & FUTURE DEVELOPMENT POTENTIAL! An exceptional chance to own approximately 17.37 acres along Victoria Street North, ideally positioned between Kitchener and Guelph in Woolwich Township. With roughly 4.97 acres of residential land at the frontage and about 12 acres of agricultural land behind, this property offers versatility for investors, business owners, extended families, or those seeking a long-term landholding.Two separate detached residences provide options for multigenerational living, rental income, or owner occupancy while benefiting from the additional land and improvements. A notable feature is the former butcher shop with a commercial-style kitchen, offering potential for food-related, hospitality, or other business uses (subject to approvals). Additional outbuildings and storage facilities support equipment, materials, or agricultural operations, while the 12-acre agricultural portion offers workable land for continued farming.With substantial acreage, existing infrastructure, and convenient access to Kitchener, Guelph, and surrounding communities, the property may appeal to entrepreneurs, tradespeople, contractors, agricultural operators, and investors exploring permitted uses. Its location near the planned Highway 7 corridor enhances long-term appeal, creating an opportunity for buyers seeking presence in a growing region while considering future land-use possibilities.Two homes, multiple buildings, agricultural acreage, and strategic long-term potential-an exceptional chance to secure a substantial landholding with existing utility, income possibilities, and future upside. (id:63161)
Listing Information
- MLS®
- 40873744
- Data last synced
- October 24, 2026
THE AGENCY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: THE AGENCY
MLS® Number: 40873744
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$2,044/sqft
Building average
—
No other active listings in this building
554 - Breslau/Bloomingdale/Maryhill average
$603/sqft
3 active listing(s)
Parking: 10 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
No similar listings found nearby right now.
Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($1,000,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$3,999,999.00
Periodic payment — Principal & Interest (monthly)$25,806.64
Additional monthly expenses (condo fees, tax, utilities, etc.)$665.22
Total monthly cost$26,471.86
Interest paid over 5-yr term$1,146,411.21
Balance at end of term$3,598,012.04
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$1,000,000
Stress test qualifying rate8.19%
Payment you must qualify for$31,014.96
Cash Needed at Closing
Minimum down payment$1,000,000
Estimated Land Transfer Tax (LTT)$111,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$1,112,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.