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Property Type: TownhouseOwnership: Condominium
304 BLUEVALE Street Unit# B
Waterloo, ON N2J4G3
MLS® 40870337
$399,900
4 bed3.5 bath2 parking1,244 sqft
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
MD
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $652/mo
- Annual property tax
- $2,594.5
Maintenance Fee Includes
Water
Also included: Electricity, Insurance, Parking
Interior
- Basement
- Finished, Full
- Heating
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Basement | 10'1'' x 16'4'' |
| 3pc Bathroom | Basement | — |
| Bedroom | Second level | 8'3'' x 11'8'' |
| Bedroom | Second level | 9'4'' x 16'1'' |
| 4pc Bathroom | Second level | — |
| Primary Bedroom | Second level | 11'4'' x 18'11'' |
| 2pc Bathroom | Main level | — |
| Kitchen | Main level | 8'9'' x 12'10'' |
| Living room | Main level | 16'7'' x 17'3'' |
| Mud room | Main level | — |
Description
Welcome to 304B Bluevale Street North in desirable Glenridge/Lincoln Heights a quiet, family-friendly neighborhood offering privacy, convenience and an exceptional setting for comfortable family living. Detached-home feel: exceptionally private townhome connected to the neighboring home only through the garage. Spacious 3+1 bedroom, 2-bathroom layout with oversized primary bedroom, double closets including a walk-in, modern flooring and bathrooms on multiple levels. Bright main floor with functional living/dining spaces, kitchen and direct access to the private backyard perfect for family gatherings, BBQs and outdoor enjoyment. Finished/retrofitted lower level offers flexible additional living space, bedroom and storage. Attached garage + excellent Highway 85 access, ideal for commuters and everyday convenience. Close to Glenridge Plaza, schools, transit, parks, trails and the Grand River, with the University of Waterloo and Wilfrid Laurier University nearby. A peaceful and private home in a welcoming family neighborhood offering the space and feel of a detached home with the convenience of townhome living. (id:63161)
Listing Information
- MLS®
- 40870337
- Data last synced
- October 25, 2026
HOMELIFE MIRACLE REALTY LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE MIRACLE REALTY LTD
MLS® Number: 40870337
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$321/sqft
Building average
—
No other active listings in this building
116 - Glenridge/Lincoln Heights average
$264/sqft
4 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$319,920.00
Periodic payment — Principal & Interest (monthly)$2,064.02
Additional monthly expenses (condo fees, tax, utilities, etc.)$929.83
Total monthly cost$2,993.84
Interest paid over 5-yr term$91,689.99
Balance at end of term$287,769.07
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,995
Stress test qualifying rate8.19%
Payment you must qualify for$2,945.68
Cash Needed at Closing
Minimum down payment$19,995
Estimated Land Transfer Tax (LTT)$4,474
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,969
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
