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Property Type: TownhouseOwnership: Condominium
305 - 133 PARK STREET
Waterloo, ON N2L0B2
MLS® X14094874
97
Walk Score
59
Transit
96
Bike
$599,000
2 bed3.5 bath1 parking
97
Walk Score
59
Transit
96
Bike
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $786/mo
- Annual property tax
- $3,548
Maintenance Fee Includes
Also included: Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
Description
RARE OPPORTUNITY IN THE HEART OF UPTOWN WATERLOO! Discover this beautifully designed 2-bedroom, 3-bathroom townhome offering an impressive 1,537 sq. ft. of living space and the rare convenience of a private ensuite for each bedroom. Featuring 9-foot ceilings on both levels, pot lights throughout, and expansive windows that fill the home with natural light, this bright and airy residence offers an inviting open-concept layout perfect for everyday living and entertaining. The gourmet kitchen showcases sleek stainless steel appliances, white cabinetry, granite countertops, and a stylish tiled backsplash, seamlessly connecting to the living and dining areas. Upstairs, both spacious bedrooms offer their own private ensuites, while the primary bedroom features a walkout to a private balcony the perfect spot to enjoy your morning coffee or unwind at the end of the day. Complete with in-suite laundry and an exceptional layout, this home combines space, comfort, and functionality in one of Waterloo's most sought-after locations. Enjoy being steps from Uptown Waterloo's vibrant restaurants, cafés, boutique shops, and everyday conveniences, including Vincenzo's, The Bauer Kitchen, and Waterloo Town Square, with Waterloo Park and the ION LRT nearby. Experience the best of urban living in this exceptional Uptown Waterloo home! (id:63159)
Listing Information
- MLS®
- X14094874
- Data last synced
- October 20, 2026
SAM MCDADI REAL ESTATE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: SAM MCDADI REAL ESTATE INC.
MLS® Number: X14094874
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$362/sqft
90 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,081.77
Total monthly cost$4,173.40
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,373.89
Cash Needed at Closing
Minimum down payment$34,900
Estimated Land Transfer Tax (LTT)$8,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
