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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
38 ROSLIN AVENUE S
Waterloo, ON N2L2P8
MLS® X14117272
78
Walk Score
59
Transit
85
Bike
$799,999
3 bed2 bath3 parking
78
Walk Score
59
Transit
85
Bike
Open House
Saturday, October 31
12:00 PM – 2:00 PM
Sunday, November 8
1:00 PM – 3:00 PM
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 44 x 132 FT
- Frontage
- 44 feet
GR
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,416.53 (2026)
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Family room | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Recreational, Games room | Basement | — |
Description
Welcome to 38 Roslin Avenue S, a beautiful home positioned in the heart of Uptown Waterloo, where exceptional amenities, schools, parks and everyday conveniences are just moments away. Thoughtfully maintained and updated, this charming one-and-a-half-storey home offers approximately 1798 sq. ft. of total finished living space, blending timeless appeal with the comforts of modern living. The main level welcomes you with a bright, beautifully renovated kitchen featuring stainless steel appliances, quartz countertops, an over-the-range microwave, tile backsplash and generous cabinetry. The adjoining dining room provides an elegant setting for gathering with family and friends, while the living room overlooks the front yard, offering a warm and inviting space to relax or entertain. The main-level primary bedroom is complemented by a convenient four-piece bathroom. A spacious family room extends the home's living space, featuring new sliding doors leading to the rear deck and backyard, along with a cozy gas fireplace-an ideal setting for relaxed evenings and effortless entertaining. The upper level offers two additional bedrooms and a three-piece bathroom, providing comfortable accommodations for family, guests or a home office. Downstairs, the finished recreation room offers additional flexibility as a games room, media lounge or casual retreat, with ample storage throughout. This home offers a refined yet comfortable setting for your best lifestyle. With its inviting spaces, versatile layout and coveted Uptown Waterloo location, this is a home designed to be enjoyed for years to come. (id:63161)
Listing Information
- MLS®
- X14117272
- Tax assessment year
- 2026
- Data last synced
- October 27, 2026
SOTHEBY'S INTERNATIONAL REALTY CANADA
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: SOTHEBY'S INTERNATIONAL REALTY CANADA
MLS® Number: X14117272
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$436/sqft
188 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.9% ($55,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$639,999.00
Periodic payment — Principal & Interest (monthly)$4,129.06
Additional monthly expenses (condo fees, tax, utilities, etc.)$534.71
Total monthly cost$4,663.77
Interest paid over 5-yr term$183,425.55
Balance at end of term$575,681.17
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$55,000
Stress test qualifying rate8.19%
Payment you must qualify for$5,776.53
Cash Needed at Closing
Minimum down payment$55,000
Estimated Land Transfer Tax (LTT)$12,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$68,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
