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Property Type: Detached HouseOwnership: Freehold
406 SANDY COVE CRESCENT
Waterloo, ON N2K4G6
MLS® X14032068
$978,888
5 bed3.5 bath5 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 48.8 x 108.4 FT
- Frontage
- 48.9 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,731.62
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Eating area | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Office | Second level | — |
Description
Welcome to this tastefully upgraded family home in Waterloo's sought-after Eastbridge community, situated on a premium corner lot with an expansive, pool-sized backyard offering exceptional privacy and outdoor potential.A standout feature is the professionally completed addition of two bedrooms, completed with City of Waterloo permits, providing valuable flexibility for a growing family, guests, a home office or additional living space. The extended kitchen has been thoughtfully enhanced with a chef-inspired layout and generous countertop space, making it ideal for everyday family living and entertaining.The finished basement recreation room offers additional space for movie nights, children's activities, games, hobbies or family gatherings.Outside, enjoy a large, private backyard with room for entertaining, gardening, play areas or the possibility of creating your own future poolside retreat.Located in Eastbridge, this home is close to RIM Park, parks, recreation, transit and everyday amenities. (id:63161)
Listing Information
- MLS®
- X14032068
- Data last synced
- October 28, 2026
Royal LePage Real Estate Associates
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Real Estate Associates
MLS® Number: X14032068
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$436/sqft
188 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($72,889) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$783,110.00
Periodic payment — Principal & Interest (monthly)$5,052.36
Additional monthly expenses (condo fees, tax, utilities, etc.)$560.97
Total monthly cost$5,613.33
Interest paid over 5-yr term$224,441.58
Balance at end of term$704,409.98
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$72,889
Stress test qualifying rate8.19%
Payment you must qualify for$7,024.88
Cash Needed at Closing
Minimum down payment$72,889
Estimated Land Transfer Tax (LTT)$16,053
Legal / closing costs (typical estimate)$1,500
Total cash needed$90,442
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
