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Property Type: TownhouseOwnership: Freehold
415 BAIRSTOW Crescent Unit# 4
Waterloo, ON N2K2H7
MLS® 40871425
59
Walk Score
40
Transit
51
Bike
$475,000
3 bed1 bath2 parking1,285 sqft
59
Walk Score
40
Transit
51
Bike
Open House
Sunday, November 1
2:00 PM – 4:00 PM
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Frontage
- 20 feet
MD
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Condo / maintenance fee
- $0/mo
- Annual property tax
- $3,096
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Third level | 13'6'' x 10'2'' |
| Bedroom | Third level | 10'1'' x 9'2'' |
| Bedroom | Third level | 10'2'' x 12'1'' |
| 4pc Bathroom | Third level | 6'6'' x 8'3'' |
| Living room | Main level | 10'5'' x 18'9'' |
| Gym | Lower level | 19'8'' x 9'1'' |
| Dining room | Second level | 6'3'' x 12'1'' |
| Utility room | Lower level | 5'9'' x 5'4'' |
| Kitchen | Main level | 8'7'' x 12'1'' |
| Laundry room | Lower level | 7'1'' x 9'6'' |
| Other | Lower level | 2'3'' x 3'3'' |
Description
CHARMING 3-BEDROOM FREEHOLD TOWNHOUSE IN A DESIRABLE WATERLOO LOCATION! Welcome to 4-415 Bairstow Crescent, a wonderful opportunity to own a charming and inviting townhouse in an established Waterloo neighbourhood. Offering 3 bedrooms, 1 bathroom, and the convenience of an attached garage, this home is an excellent choice for first-time buyers, growing families, downsizers, or savvy investors looking to add to their portfolio. The inviting living room features sliding glass doors leading directly to a deck, creating a seamless connection between indoor and outdoor living and providing the perfect space to relax, enjoy your morning coffee, or entertain family and friends. A fantastic added feature is the newly installed puppy wash station, providing a convenient and practical space to keep your four-legged family members clean after walks and outdoor adventures! Enjoy the benefits of freehold ownership while being conveniently located near shopping, restaurants, schools, parks, public transit, and everyday amenities. Whether you’re enjoying the surrounding neighbourhood or taking advantage of everything Waterloo has to offer, this location provides an excellent balance of comfort, convenience, and accessibility. With its practical layout, welcoming character, outdoor living space, unique pet-friendly feature, and desirable location, this property presents an exciting opportunity to enter the Waterloo real estate market or make your next move. Don’t miss your chance to make this charming townhouse your own! (id:63161)
Listing Information
- MLS®
- 40871425
- Data last synced
- October 29, 2026
Re/Max Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc.
MLS® Number: 40871425
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$370/sqft
Building average
—
No other active listings in this building
120 - Lexington/Lincoln Village average
$321/sqft
2 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($23,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$380,000.00
Periodic payment — Principal & Interest (monthly)$2,451.63
Additional monthly expenses (condo fees, tax, utilities, etc.)$322.00
Total monthly cost$2,773.63
Interest paid over 5-yr term$108,909.09
Balance at end of term$341,811.23
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$23,750
Stress test qualifying rate8.19%
Payment you must qualify for$3,498.88
Cash Needed at Closing
Minimum down payment$23,750
Estimated Land Transfer Tax (LTT)$5,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,225
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
