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Property Type: Detached HouseOwnership: Freehold
424 SAUVE CRESCENT
Waterloo, ON N2T2Y8
MLS® X13775372
$899,900
4 bed3.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 36.1 x 118.3 FT
- Frontage
- 36.1 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,087.1
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Description
Beautifully Maintained Family Home in an Exceptional Waterloo Location! Welcome to 424 Sauve Crescent, a beautiful detached home nestled in one of Waterloo's most sought-after family neighbourhoods. Ideally located just steps from the highly regarded Edna Staebler Public School and nearby to Laurel Heights Secondary school. The inviting main floor showcases rich hardwood flooring and elegant tile throughout, creating a warm and timeless feel. The kitchen flows effortlessly into the bright breakfast nook, where large windows fill the space with natural light and provide a seamless connection to the beautiful backyard, the perfect setting for morning coffee, family dinners, and summer entertaining. Upstairs, four spacious bedrooms provide plenty of room for the whole family. The impressive primary suite features a stunning renovated ensuite (2021), creating a private, spa-inspired retreat. The fully finished basement (2018) takes entertaining to the next level, offering an ideal space for movie nights, game nights, gatherings, or simply relaxing together. Meticulously cared for and truly move-in ready, there is nothing left to do but unpack, settle in, and enjoy everything this wonderful home and neighbourhood have to offer! (id:63159)
Listing Information
- MLS®
- X13775372
- Data last synced
- October 7, 2026
CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD
MLS® Number: X13775372
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$436/sqft
188 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (condo fees, tax, utilities, etc.)$507.26
Total monthly cost$5,151.94
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$64,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,473.68
Cash Needed at Closing
Minimum down payment$64,990
Estimated Land Transfer Tax (LTT)$14,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$80,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
