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Property Type: TownhouseOwnership: Condominium
431 KEATS Way Unit# 3
Waterloo, ON N2L5S7
MLS® 40850847
$449,900
4 bed3.5 bath2 parking1,200 sqft
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Style
- Other
- Stories
- 2
R1
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $607/mo
- Annual property tax
- $3,322.84
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Basement | 5'4'' x 6'8'' |
| 2pc Bathroom | Main level | — |
| 4pc Bathroom | Second level | — |
| 3pc Bathroom | Basement | — |
| Bedroom | Basement | 14'6'' x 11'0'' |
| Living room | Basement | 14'6'' x 18'2'' |
| Bedroom | Second level | 8'4'' x 13'10'' |
| Bedroom | Second level | 9'9'' x 11'6'' |
| Primary Bedroom | Second level | 10'4'' x 12'7'' |
| Living room | Main level | 11'3'' x 18'3'' |
| Dining room | Main level | 12'0'' x 10'11'' |
| Kitchen | Main level | 7'3'' x 8'2'' |
Description
Conveniently located. condo townhouse. Move in ready, including all appliances and extras. Three bedrooms upstairs and a 4 Pc bathroom and freshly painted. The main floor has a beautiful clean kitchen with lots of cupboard space and easy access to the dining room. The front living room is a comfortable place to entertain. Off the dining room, you have a new sliding patio door onto a private back patio. The basement has a large rec room, with a place to work or study. There is also room for a 4th bedroom. plus a legal egress window. The basement also has a 3 pc bathroom, a large laundry room, a good sized storage room and a utility room. Grand River Transit has a stop just steps away, that takes you to UW, Laurier and Conestoga College. GRT has another stop close by that will take you to the Super Centre for your grocery shopping. (id:63159)
Listing Information
- MLS®
- 40850847
- Data last synced
- October 16, 2026
Leap Real Estate Services Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Leap Real Estate Services Inc.
MLS® Number: 40850847
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$375/sqft
Building average
—
No other active listings in this building
417 - Beechwood/University average
$302/sqft
12 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$359,920.00
Periodic payment — Principal & Interest (monthly)$2,322.08
Additional monthly expenses (condo fees, tax, utilities, etc.)$943.90
Total monthly cost$3,265.99
Interest paid over 5-yr term$103,154.11
Balance at end of term$323,749.20
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,495
Stress test qualifying rate8.19%
Payment you must qualify for$3,313.99
Cash Needed at Closing
Minimum down payment$22,495
Estimated Land Transfer Tax (LTT)$5,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,468
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
