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Property Type: TownhouseOwnership: Freehold
460 LAUSANNE Crescent
Waterloo, ON N2T2X4
MLS® 40858560
$599,999
3 bed3.5 bath2 parking1,461 sqftBuilt 2002
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Style
- Other
- Stories
- 2
- Frontage
- 23 feet
R7
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $4,167.88
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Recreation room | Basement | 17'4'' x 24'7'' |
| 4pc Bathroom | Second level | — |
| 3pc Bathroom | Second level | — |
| Bedroom | Second level | 8'0'' x 14'3'' |
| Bedroom | Second level | 10'3'' x 10'4'' |
| Primary Bedroom | Second level | 12'0'' x 12'0'' |
| Laundry room | Main level | 5'11'' x 7'9'' |
| 2pc Bathroom | Main level | — |
| Kitchen | Main level | 8'1'' x 10'8'' |
| Dining room | Main level | 10'4'' x 13'1'' |
| Living room | Main level | 12'11'' x 18'6'' |
Description
Welcome to this inviting 3-bedroom, 3-bathroom freehold townhouse in the highly desirable Columbia Forest / Clair Hills neighbourhood of Waterloo West! Offering a fantastic blend of comfort, functionality, and convenience, this home is an excellent opportunity for first-time buyers, growing families, professionals, or investors. Featuring a practical and well-designed layout, this home offers comfortable living spaces, three bedrooms, and three bathrooms to accommodate busy households with ease. Plenty of storage throughout helps keep everything organized, while the attached single-car garage provides convenient parking and additional storage options. Step outside to enjoy your own fenced backyard, offering a private outdoor space perfect for relaxing, gardening, entertaining friends, or spending quality time with family and pets. An ideal location for families and students alike! Situated in a family-friendly community close to local schools, parks, and scenic walking trails, this home offers easy access to everyday amenities and recreational spaces. The University of Waterloo and Wilfrid Laurier University are also within the broader Waterloo area, making this a convenient location for university students, faculty, and professionals. Shopping, restaurants, public transit, and major roadways are also nearby, adding to the appeal of this sought-after Waterloo West neighbourhood. With the added advantage of freehold ownership and no monthly condominium fees, this property offers an attractive combination of space, independence, and long-term value. Whether you're looking for a place to call home or a smart investment, this property is well worth a look! (id:63161)
Listing Information
- MLS®
- 40858560
- Data last synced
- October 24, 2026
RED AND WHITE REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RED AND WHITE REALTY INC.
MLS® Number: 40858560
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$411/sqft
Building average
—
No other active listings in this building
443 - Columbia Forest/Clair Hills average
$403/sqft
10 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($35,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,999.00
Periodic payment — Principal & Interest (monthly)$3,096.79
Additional monthly expenses (condo fees, tax, utilities, etc.)$420.32
Total monthly cost$3,517.11
Interest paid over 5-yr term$137,569.09
Balance at end of term$431,760.65
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$35,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,380.86
Cash Needed at Closing
Minimum down payment$35,000
Estimated Land Transfer Tax (LTT)$8,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
