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Property Type: TownhouseOwnership: Condominium
460 WOOLWICH Street Unit# 24
Waterloo, ON N2K4G8
MLS® 40863054
$674,900
3 bed3.5 bath2 parking2,287 sqftBuilt 2001
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 3
R8
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $235/mo
- Annual property tax
- $4,712.14
Maintenance Fee Includes
Management
Also included: Landscaping, Insurance, Parking
Interior
- Basement
- Finished, Full
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 10'6'' x 7'6'' |
| Recreation room | Basement | 20'2'' x 24'2'' |
| 2pc Bathroom | Lower level | — |
| Primary Bedroom | Third level | 19'0'' x 14'9'' |
| 4pc Bathroom | Third level | — |
| Bedroom | Second level | 9'2'' x 12'10'' |
| 4pc Bathroom | Second level | 10'8'' x 4'11'' |
| Bedroom | Second level | 10'7'' x 11'7'' |
| Living room | Main level | 11'1'' x 21'8'' |
| Kitchen | Main level | 10'5'' x 9'9'' |
| Dining room | Main level | 9'1'' x 13'7'' |
Description
Spacious executive townhome in desirable Riverstone Estates with 2,287 sq. ft. of finished living space including a 438 sq. ft . private primary suite ,a low $235/month condo fee, garage + driveway parking, and a highly desirable East Waterloo location near the Grand River and Walter Bean Trail. Offering the space and function of a detached home with the convenience of condo living, this bright 3-bedroom, 3-bathroom multi-level home delivers exceptional value in a mature, well-located community. The open-concept main floor features generous living, dining, and kitchen areas, a gas fireplace, and walkout to a private deck. The second level includes two bedrooms and a 4-piece bath.The third level features a private upper-level primary suite with a full ensuite and walk-in closet. Third level completely separate from other bedrooms for privacy. The finished walkout lower level provides valuable extra living space for a family room, office, gym, guest area, or media room, with inside garage access, laundry/mechanical space, and storage. Private driveway parking plus ample visitor parking directly in front of the unit adds everyday convenience. Close to Kiwanis Park, Grey Silo Golf Course, RIM Park, schools, shopping, expressway access, the Grand River, and connected trail systems. Flexible closing available. (id:63161)
Listing Information
- MLS®
- 40863054
- Data last synced
- October 21, 2026
RE/MAX SOLID GOLD REALTY (II) LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX SOLID GOLD REALTY (II) LTD.
MLS® Number: 40863054
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$295/sqft
Building average
—
No other active listings in this building
120 - Lexington/Lincoln Village average
$358/sqft
2 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($42,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$539,920.00
Periodic payment — Principal & Interest (monthly)$3,483.38
Additional monthly expenses (condo fees, tax, utilities, etc.)$741.68
Total monthly cost$4,225.06
Interest paid over 5-yr term$154,742.62
Balance at end of term$485,659.79
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$42,490
Stress test qualifying rate8.19%
Payment you must qualify for$4,903.54
Cash Needed at Closing
Minimum down payment$42,490
Estimated Land Transfer Tax (LTT)$9,973
Legal / closing costs (typical estimate)$1,500
Total cash needed$53,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
