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Property Type: Detached HouseOwnership: Freehold
469 WESTVALE Drive
Waterloo, ON N2T1S9
MLS® 40868781
$819,700
4 bed3.5 bath4 parking2,371 sqftBuilt 1985
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 0.23 acres
- Frontage
- 60 feet
SR1-10
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,585.81
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 16'11'' x 23'5'' |
| Storage | Basement | 11'1'' x 10'7'' |
| Recreation room | Basement | 29'10'' x 21'0'' |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 11'9'' x 9'8'' |
| Bedroom | Second level | 11'9'' x 9'6'' |
| Bedroom | Second level | 10'10'' x 11'5'' |
| 4pc Ensuite bath | Second level | — |
| Primary Bedroom | Second level | 22'11'' x 11'0'' |
| 2pc Bathroom | Main level | — |
| Laundry room | Main level | 8'8'' x 9'8'' |
| Family room | Main level | 15'7'' x 10'6'' |
| Living room | Main level | 16'0'' x 10'5'' |
Description
Room to gather. Room to retreat. Room to grow. That’s what sets 469 Westvale Drive apart. Set on a generous .23-acre corner lot in Westvale, this 4-bedroom, 2.5-bath home delivers something buyers are always asking for: more usable space, in more of the right places. Instead of one main living area trying to do everything, you get distinct spaces for different parts of life — a bright living room, a separate dining room, a comfortable family room and a finished rec room downstairs. Hardwood runs through the living, dining and family rooms, while ceramic tile adds durability in the entry, kitchen and laundry. The kitchen connects easily to the rest of the main floor, and the beautiful deck gives you even more room to live outdoors when the weather cooperates. Upstairs, the large primary bedroom includes its own ensuite, with three additional bedrooms offering plenty of flexibility for family, guests or work-from-home needs. Downstairs, the L-shaped finished rec room creates yet another place to unwind, while a bonus room gives you options for an office, gym, hobby room, playroom or whatever fits your life best. Add in a double-car garage, a generous lot and a layout that gives everyone a little breathing room, and you have a home that simply works. Because sometimes the best feature isn’t one dramatic room. It’s having enough room for all the different parts of your life. (id:63159)
Listing Information
- MLS®
- 40868781
- Data last synced
- October 11, 2026
Real Broker Ontario Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Real Broker Ontario Ltd.
MLS® Number: 40868781
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$346/sqft
Building average
—
No other active listings in this building
439 - Westvale average
$447/sqft
14 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.0% ($56,970) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$655,760.00
Periodic payment — Principal & Interest (monthly)$4,230.74
Additional monthly expenses (condo fees, tax, utilities, etc.)$584.48
Total monthly cost$4,815.23
Interest paid over 5-yr term$187,942.70
Balance at end of term$589,858.24
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$56,970
Stress test qualifying rate8.19%
Payment you must qualify for$5,914.01
Cash Needed at Closing
Minimum down payment$56,970
Estimated Land Transfer Tax (LTT)$12,869
Legal / closing costs (typical estimate)$1,500
Total cash needed$71,339
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
