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Property Type: Detached HouseOwnership: Freehold
504 PLEASANT BAY Court
Waterloo, ON N2K4N5
MLS® 40864843
$1,925,000
3 bed3 bath8 parking4,204 sqftBuilt 2004
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 89 feet
R3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $10,987
Interior
- Basement
- Finished, Full
- Heating
- Forced air
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Lower level | 11'7'' x 13'4'' |
| Storage | Lower level | 7'10'' x 9'9'' |
| Storage | Lower level | 8'3'' x 12'10'' |
| Games room | Lower level | 31'4'' x 44'10'' |
| Laundry room | Main level | 6'2'' x 8'6'' |
| Laundry room | Lower level | 9'11'' x 13'4'' |
| Gym | Lower level | 12'8'' x 12'10'' |
| Cold room | Lower level | 4'2'' x 16'1'' |
| 3pc Bathroom | Lower level | 10'3'' x 8'8'' |
| Bedroom | Main level | 18'10'' x 13'3'' |
| Bedroom | Main level | 14'0'' x 12'1'' |
| Kitchen | Main level | 27'2'' x 18'1'' |
| Foyer | Main level | 9'6'' x 7'0'' |
Description
CELEBRATE THE HOLIDAYS IN STYLE! Welcome to 504 Pleasant Bay Court, an extensively upgraded Waterloo bungalow offering approximately 4,204 sq. ft. of finished living space, inviting interiors and an exceptional backyard retreat. Redesigned in 2026, the kitchen features new cabinetry, quartz countertops and a generous center island. The open-concept kitchen, dining and living areas create a welcoming setting for holiday baking, family dinners and effortless entertaining. Three bedrooms, main-floor laundry, updated flooring and a steam shower offer everyday comfort. The expansive finished lower level provides space for recreation, entertaining and fitness, plus a separate walk-up entrance. Outside, a private inground pool and impressive cabana with its own kitchen, washroom and multiple grills set the stage for memorable gatherings. Extensive decking, landscaped grounds, interlock, stonework and fire features complete this outdoor escape. Recent updates include the pool liner and heater in 2025, plus the pool salt cell, deck improvements and exterior gas fire appliances in 2026. From festive family traditions to summer celebrations under the stars, this home brings people together. A rare opportunity to own a distinctive Waterloo home offering exceptional indoor & outdoor living, and one of the most impressive private entertaining spaces. (id:63161)
Listing Information
- MLS®
- 40864843
- Data last synced
- October 29, 2026
RED AND WHITE REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RED AND WHITE REALTY INC.
MLS® Number: 40864843
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$458/sqft
Building average
—
No other active listings in this building
118 - Colonial Acres/East Bridge average
$377/sqft
18 active listing(s)
Parking: 8 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($385,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,540,000.00
Periodic payment — Principal & Interest (monthly)$9,935.56
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,125.58
Total monthly cost$11,061.14
Interest paid over 5-yr term$441,368.43
Balance at end of term$1,385,234.98
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$385,000
Stress test qualifying rate8.19%
Payment you must qualify for$11,940.76
Cash Needed at Closing
Minimum down payment$385,000
Estimated Land Transfer Tax (LTT)$34,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$421,475
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
