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Property Type: Detached HouseOwnership: Freehold
527B ROSEMEADOW Crescent
Waterloo, ON N2T1Z9
MLS® 40872291
55
Walk Score
52
Transit
60
Bike
$649,000
3 bed3.5 bath3 parking1,327 sqft
55
Walk Score
52
Transit
60
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 25 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,838.46
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 9'9'' x 10'4'' |
| 3pc Bathroom | Basement | — |
| Recreation room | Basement | 10'7'' x 18' |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 8'4'' x 9'11'' |
| Bedroom | Second level | 8'10'' x 10'11'' |
| Primary Bedroom | Second level | 10'6'' x 12'1'' |
| 2pc Bathroom | Main level | — |
| Living room | Main level | 10'6'' x 13'1'' |
| Dining room | Main level | 10'7'' x 10'11'' |
| Kitchen | Main level | 10'3'' x 11'0'' |
Description
A great place to call home in Westvale, offering 3 bedrooms and 3 bathrooms with comfortable living space for the whole family. The refreshed kitchen features stone countertops and stainless steel appliances, with convenient garage access for easy grocery drop-offs. The open-concept living and dining area is filled with natural light from large windows and sliding doors leading to the backyard. Downstairs, a new 3-piece bathroom completes the basement lounge, creating a great spot for games, movie nights or sleepovers. The large, almost pie-shaped lot is fully fenced and offers plenty of room to enjoy the outdoors, with a patio for dining, a pea-stone seating area and lots of space for kids to run and play. Set on a quiet, family-friendly street, the location is ideal for outdoor play, with room for a game of basketball or hockey. Located on a bend with minimal sidewalk to shovel, and close to highly rated schools, this home combines everyday comfort with practical family living. (id:63161)
Listing Information
- MLS®
- 40872291
- Data last synced
- October 26, 2026
RE/MAX SOLID GOLD REALTY (II) LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX SOLID GOLD REALTY (II) LTD.
MLS® Number: 40872291
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$489/sqft
Building average
—
No other active listings in this building
439 - Westvale average
$426/sqft
14 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.1% ($39,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$519,200.00
Periodic payment — Principal & Interest (monthly)$3,349.70
Additional monthly expenses (condo fees, tax, utilities, etc.)$385.87
Total monthly cost$3,735.57
Interest paid over 5-yr term$148,804.21
Balance at end of term$467,022.08
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$39,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,722.80
Cash Needed at Closing
Minimum down payment$39,900
Estimated Land Transfer Tax (LTT)$9,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
