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Property Type: Detached HouseOwnership: Freehold
74 HELENE CRESCENT
Waterloo, ON N2L5E5
MLS® X13866236
$579,900
4 bed2 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 43.6 x 100.8 FT
- Frontage
- 43.7 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,053.3
Interior
- Basement
- Finished, Walk out, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes
Description
Welcome to 74 Helene Crescent, ideally situated in Waterloo's sought after Beechwood neighbourhood. This well maintained 3+1 bedroom, 2 bathroom backsplit offers a versatile layout across three fully finished levels, providing plenty of space for families, guests, working from home, or multi generational living. The separate basement entrance adds even more flexibility, with options for a private guest area, fourth bedroom, additional living space, or potential income opportunity. Bright living spaces, ample parking, and a quiet mature crescent make everyday living easy, while the location puts you close to excellent schools, parks, trails, shopping, transit, both universities, and all the amenities you need. A fantastic opportunity to own a versatile home in one of Waterloo's most desirable family neighbourhoods. SOME PHOTOS HAVE BEEN VIRTUALLY STAGED. (id:63159)
Listing Information
- MLS®
- X13866236
- Data last synced
- October 15, 2026
REAL BROKER ONTARIO LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REAL BROKER ONTARIO LTD.
MLS® Number: X13866236
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$436/sqft
188 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.7% ($32,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$463,920.00
Periodic payment — Principal & Interest (monthly)$2,993.05
Additional monthly expenses (condo fees, tax, utilities, etc.)$337.78
Total monthly cost$3,330.83
Interest paid over 5-yr term$132,960.81
Balance at end of term$417,297.54
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$32,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,240.60
Cash Needed at Closing
Minimum down payment$32,990
Estimated Land Transfer Tax (LTT)$8,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$42,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
