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Property Type: TownhouseOwnership: Condominium
109 CATHERINE STREET
Wilmot, ON N3A2A3
MLS® X13224272
$700,800
4 bed3 bath2 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $285/mo
- Annual property tax
- $0
Maintenance Fee Includes
Also included: Common Area Maintenance
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Great room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bathroom | Main level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
Description
MOVE-IN THIS YEAR!!! Welcome to New Hamburg's latest townhouse development, Cassel Crossing! Featuring the quality "now under construction" traditional street front townhouse "The Preserve" 4 bed layout end unit with sunshine basement by a local builder. PICK YOUR FINISHES WHILE YOU CAN; quartz countertops throughout, main floor luxury vinyl plank, 9ft main floor ceilings, central air & ERV and wood deck. Enjoy small town living with big city comforts (Wilmot Rec Centre, Mike Schout Wetlands Preserve, Downtown Shops, Restaurants) & much more! Conveniently located only 15 minutes to KW and 45 minutes to the GTA. BONUS: Limited time offer (6pc appliance package) with purchase and $15,000 in FREE UPGRADES!!! Current upgrades include: (4 bedroom layout plan, two piece rough-in in basement and sanitary backwater valve). (id:63161)
Listing Information
- MLS®
- X13224272
- Data last synced
- October 26, 2026
BOSLEY REAL ESTATE LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: BOSLEY REAL ESTATE LTD.
MLS® Number: X13224272
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Location Insights
Weather
Nearest station: Stratford
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
22,398
(2021 Census)
+3.9% since 2016
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($45,080) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$560,640.00
Periodic payment — Principal & Interest (monthly)$3,617.06
Additional monthly expenses (condo fees, tax, utilities, etc.)$285.00
Total monthly cost$3,902.06
Interest paid over 5-yr term$160,681.04
Balance at end of term$504,297.49
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$45,080
Stress test qualifying rate8.19%
Payment you must qualify for$5,084.28
Cash Needed at Closing
Minimum down payment$45,080
Estimated Land Transfer Tax (LTT)$10,491
Legal / closing costs (typical estimate)$1,500
Total cash needed$57,071
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
