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Property Type: Detached HouseOwnership: Freehold
20 FOELL STREET
Wilmot, ON N3A2V3
MLS® X13169070
$325,000
2 bed1.5 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 75.8 x 128.9 FT
- Frontage
- 75.9 feet
Z2A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,850 (2026)
Interior
- Basement
- Unfinished, Crawl space
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bathroom | Main level | — |
| Laundry room | Main level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
Description
This is an ideal property for redevelopment. Current zoning is Z2A allowing duplex of triplex. (id:63159)
Listing Information
- MLS®
- X13169070
- Tax assessment year
- 2026
- Data last synced
- October 10, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13169070
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Location Insights
Weather
Nearest station: Stratford
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
22,398
(2021 Census)
+3.9% since 2016
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($16,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$260,000.00
Periodic payment — Principal & Interest (monthly)$1,677.43
Additional monthly expenses (condo fees, tax, utilities, etc.)$237.50
Total monthly cost$1,914.93
Interest paid over 5-yr term$74,516.75
Balance at end of term$233,870.84
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$16,250
Stress test qualifying rate8.19%
Payment you must qualify for$2,393.97
Cash Needed at Closing
Minimum down payment$16,250
Estimated Land Transfer Tax (LTT)$3,350
Legal / closing costs (typical estimate)$1,500
Total cash needed$21,100
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.