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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
82 PICARD STREET
Woolwich, ON N0B1M0
MLS® X14120416
27
Walk Score
43
Bike
$1,052,990
4 bed4.5 bath4 parking
27
Walk Score
43
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 34 x 101.7 FT
- Frontage
- 34 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $0
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | — |
| Great room | Main level | — |
| Eating area | Main level | — |
| Kitchen | Main level | — |
| Partial bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Media | Second level | — |
Description
Welcome to 82 Picard Street in Riverland by Empire Homes, a brand-new, move-in-ready Dryden Elevation C offering approximately 2,393 sq. ft. of upgraded living space. This all-brick 4bedroom, 3.5 bathroom home features hardwood flooring, a spacious great room, separate dining area, upper-level laundry, and a beautiful media loft. Three full bathrooms upstairs offer exceptional convenience, including a private primary ensuite, a second ensuite, and a Jack-and-Jill bathroom connecting the remaining two bedrooms. Located in Riverland, Breslau, close to the Grand River, parks, trails, shopping, restaurants and coffee shops, with convenient access to Kitchener, Waterloo, Cambridge and Guelph. Approx.5 minutes to Waterloo International Airport, 8 minutes to Hwy 7/Conestoga Parkway, 10 minutes to Hwy 8, 11 minutes to Hwy 401 and 16 minutes to Kitchener GO. Eligible purchasers may qualify for an HST rebate of up to $92,999, subject to program requirements and purchaser eligibility. Ask about the $60,000 credit on closing. (id:63161)
Listing Information
- MLS®
- X14120416
- Data last synced
- October 28, 2026
TFN REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: TFN REALTY INC.
MLS® Number: X14120416
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Woolwich average
$567/sqft
3 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
26,999
(2021 Census)
+8% since 2016
Density: 82.7/km²
Similar Listings Nearby
No similar listings found nearby right now.
Mortgage & Ownership Cost Calculator
Minimum required: 7.6% ($80,299) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$842,392.00
Periodic payment — Principal & Interest (monthly)$5,434.83
Additional monthly expenses (condo fees, tax, utilities, etc.)$0.00
Total monthly cost$5,434.83
Interest paid over 5-yr term$241,431.97
Balance at end of term$757,734.33
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$80,299
Stress test qualifying rate8.19%
Payment you must qualify for$7,541.99
Cash Needed at Closing
Minimum down payment$80,299
Estimated Land Transfer Tax (LTT)$17,535
Legal / closing costs (typical estimate)$1,500
Total cash needed$99,334
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.