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Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED
1 LADD AVENUE
Brantford, ON N3T0T5
MLS® X14105712
3
Walk Score
30
Bike
$829,000
4 bed3.5 bath4 parking
3
Walk Score
30
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 44 x 91.9 FT
- Frontage
- 44 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,808 (2025)
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Ground level | — |
| Kitchen | Ground level | — |
| Eating area | Ground level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Family room | Second level | — |
Description
Welcome to 1 Ladd Avenue, Brantford! This nearly new (built 2022)4-bedroom, 2.5-bathroom detached 2-storey home offers approx. 2,320 sqft above grade in a growing West Brant family neighbourhood. An ideal opportunity for first-time home buyers, growing families, move-up buyers and investors alike. The bright main floor features a sunken foyer with powder room, hardwood flooring in the spacious living/great room, and a ceramic-tiled kitchen with centre island and double sink that flows into the breakfast area with walk-out to the rear deck -perfect for entertaining and summer barbecues. Convenient main-floor laundry and mudroom with inside entry from the attached double-car garage. Upstairs offers four well-sized bedrooms plus a separate second-floor family room - great as a home office, playroom or media space. The primary bedroom retreat features his and hers walk-in closets and a 5-piece ensuite with soaker tub and separate shower, complemented by a 4-piece main bathroom. The full unfinished basement with bathroom rough-in is a blank canvas for your future rec room, gym or additional living space. Brick and vinyl exterior, central air conditioning, gas forced-air heating, 2-car garage plus 2-car driveway for 4 total parking spaces. Vacant with immediate/flexible possession available. Close to schools, parks, walking trails, shopping and commuter routes. Whether you are a first-time buyer looking for a move-in ready home, a family wanting space to grow, or an investor seeking a newer detached home in Brantford, this property checks all the boxes. Book your showing today! (id:63161)
Listing Information
- MLS®
- X14105712
- Tax assessment year
- 2025
- Data last synced
- October 23, 2026
RE/MAX PRESIDENT REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX PRESIDENT REALTY
MLS® Number: X14105712
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.0% ($57,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$663,200.00
Periodic payment — Principal & Interest (monthly)$4,278.74
Additional monthly expenses (condo fees, tax, utilities, etc.)$484.00
Total monthly cost$4,762.74
Interest paid over 5-yr term$190,075.03
Balance at end of term$596,550.54
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$57,900
Stress test qualifying rate8.19%
Payment you must qualify for$5,978.91
Cash Needed at Closing
Minimum down payment$57,900
Estimated Land Transfer Tax (LTT)$13,055
Legal / closing costs (typical estimate)$1,500
Total cash needed$72,455
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
