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Property Type: Detached HouseOwnership: Freehold
21 MUNRO CIRCLE
Brantford, ON N3T5L5
MLS® X13883170
$899,000
4 bed3.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 36 x 90 FT
- Frontage
- 36 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,746.32
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Family room | Main level | — |
| Kitchen | Main level | — |
| Eating area | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Laundry room | Second level | — |
Description
ATTENTION FIRST TIME HOMEBUYERS AND INVESTORSVery close to major intersection : Shellard Lane and Anderson Road.Two story fully detached home with 4 bedrooms and 2.5 washrooms.Double door entry with double size closet.Double car Garage with access to inside of property.Two car parking on driveway.Nine feet ceiling on mainfloor with open concept layout.Modern Zebra window coverings all across the home.Upgraded doors, door height and tiles on main floor.Hardwood floors in family and dining area.Oak stained matching staircase with iron pickets.Lots of natural sunlight.Three spacious well lighted rooms with a common washroom and a Master Bedroom with walkin closet and 5 piece ensuite.Laundry upstairs on second floor.Kitchen with stainless steel appliances and extended cabinets for more storage.A beautiful eat in kitchen with large sized island and huge breakfast area.Stainless steel chimney for modern look.Unfinished basement - Finish as per your Choice for maximum rental potential.Hi end finishes in bathrooms. (id:63159)
Listing Information
- MLS®
- X13883170
- Data last synced
- October 10, 2026
ROYAL LEPAGE CERTIFIED REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE CERTIFIED REALTY
MLS® Number: X13883170
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (condo fees, tax, utilities, etc.)$478.86
Total monthly cost$5,118.89
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$64,900
Stress test qualifying rate8.19%
Payment you must qualify for$6,467.40
Cash Needed at Closing
Minimum down payment$64,900
Estimated Land Transfer Tax (LTT)$14,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$80,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
