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Property Type: Detached HouseOwnership: Freehold
21 ANDERSON ROAD
Brantford, ON N3T0R1
MLS® X13842168
$880,000
4 bed3.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 45.9 x 91.9 M
- Frontage
- 45.93 meters
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,438 (2025)
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
| Laundry room | Basement | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Family room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Office | Upper Level | — |
| Bathroom | Main level | — |
Description
Amazing 4 BR, 2.5-bath, 2-storey home in West Brant's sought-after Longboat Run. Built in 2020, above-grade 2,500 sq. ft., plus a huge basement of approx. 1,200 sq. Ft. 9-foot ceilings. Bright Living and dining plus family room with fireplace and high ceilings. Upstairs: 4 generously sized bedrooms, master bedroom with 4-pc ensuite and walk-in closet. Loft-style home has a separate office area. The lot and layout allow a side entrance to the basement; a 3-pc rough-in bath and sump pump are available for future expansion, opening more living space or income potential. Quick access to West Brant shopping, Highway 403, and all amenities. The new school and a new community centre are a 2-minute walk away. Brantford's largest new multi-use park is right in the neighbourhood. Perfect for investment in a growing community. Book your private visit today. (id:63159)
Listing Information
- MLS®
- X13842168
- Tax assessment year
- 2025
- Data last synced
- October 19, 2026
ONE PERCENT REALTY LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ONE PERCENT REALTY LTD.
MLS® Number: X13842168
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($63,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$704,000.00
Periodic payment — Principal & Interest (monthly)$4,541.97
Additional monthly expenses (condo fees, tax, utilities, etc.)$536.50
Total monthly cost$5,078.47
Interest paid over 5-yr term$201,768.42
Balance at end of term$633,250.28
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$63,000
Stress test qualifying rate8.19%
Payment you must qualify for$6,334.81
Cash Needed at Closing
Minimum down payment$63,000
Estimated Land Transfer Tax (LTT)$14,075
Legal / closing costs (typical estimate)$1,500
Total cash needed$78,575
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
