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Property Type: Detached HouseOwnership: Freehold
11 ONTARIO Street
Brantford, ON N3S2B7
MLS® 40865807
$479,000
2 bed3.5 bath1,200 sqftBuilt 2025
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 0.04 acres
- Frontage
- 25 feet
NLR
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,700
Interior
- Basement
- Unfinished, Crawl space
- Heating
- No heat
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 2pc Bathroom | Main level | — |
| 3pc Bathroom | Second level | — |
| 3pc Bathroom | Second level | — |
| Bedroom | Second level | 14'0'' x 12'0'' |
| Bedroom | Second level | 14'0'' x 12'0'' |
Description
Welcome to 11 Ontario Street, Brantford! This newly built 2-bedroom, 2.5-bathroom home offers modern living with soaring ceilings, an open-concept layout, a 1 car garage and stylish finishes throughout. The bright kitchen features stainless steel appliances, ample cabinetry, and flows seamlessly into the living and dining area, making it perfect for everyday living and entertaining. A walk out deck upon the kitchen and dining space offers great convenience. Upstairs, you'll find spacious bedrooms with beautiful closets and well-appointed bathrooms as well as a laundry room. The 5 foot crawl space offers ample storage space. This gently lived in, move-in-ready home is an excellent opportunity for first-time buyers, downsizers, or investors. Conveniently located just minutes from downtown Brantford, you'll enjoy easy access to shopping, restaurants, cafes, parks, the Grand River trails, public transit, Wilfrid Laurier University, and Highway 403 for an easy commute. (id:63159)
Listing Information
- MLS®
- 40865807
- Data last synced
- September 29, 2026
Century 21 Heritage House LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Century 21 Heritage House LTD
MLS® Number: 40865807
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$399/sqft
Building average
—
No other active listings in this building
2085 - Eagle Place West average
$407/sqft
8 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($23,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$383,200.00
Periodic payment — Principal & Interest (monthly)$2,472.28
Additional monthly expenses (condo fees, tax, utilities, etc.)$285.00
Total monthly cost$2,757.28
Interest paid over 5-yr term$109,826.22
Balance at end of term$344,689.64
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$23,950
Stress test qualifying rate8.19%
Payment you must qualify for$3,528.34
Cash Needed at Closing
Minimum down payment$23,950
Estimated Land Transfer Tax (LTT)$6,055
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,505
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
