Loading…
Property Type: Detached HouseOwnership: Freehold
38 ROSE Avenue
Brantford, ON N3S2M2
MLS® 40865806
$385,000
3 bed2 bath1 parking1,311 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 0.04 acres
- Frontage
- 58 feet
RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,424.56
Interior
- Basement
- Unfinished, Partial
- Heating
- Forced air
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 15'0'' x 20'4'' |
| Workshop | Basement | 8'7'' x 19'5'' |
| Bedroom | Second level | 8'5'' x 10'9'' |
| Bedroom | Second level | 9'3'' x 11'5'' |
| Bedroom | Second level | 8'0'' x 8'4'' |
| 4pc Bathroom | Second level | 7'10'' x 9'7'' |
| Mud room | Main level | 8'5'' x 19'7'' |
| Office | Main level | 5'9'' x 7'10'' |
| Kitchen | Main level | 9'10'' x 10'2'' |
| Living room | Main level | 10'1'' x 13'9'' |
| Family room | Main level | 9'5'' x 11'3'' |
| Dining room | Main level | 9'11'' x 11'1'' |
| 3pc Bathroom | Main level | 7'0'' x 7'5'' |
Description
Welcome to this spacious 2 Storey home located on a quiet street close to all amenities. Currently configured as a single-family residence, it also offers the potential to create a duplex, with plumbing already existing in one of the upstairs bedrooms and RC zoning adding to the possibilities.The generous mudroom provides excellent storage and functionality, with the added convenience of main-floor laundry. The bright eat-in kitchen features ample cabinetry and plenty of counter space, making it ideal for everyday living and entertaining. High ceilings add to the sense ofspace throughout the main level, while the formal dining room flows into a welcoming living room filled with natural light from the large vinylwindows. A versatile bonus room just off the 3-piece bathroom could serve as a home office or whatever best suits your lifestyle. Upstairs, you'll find three bedrooms and a 4-piece bathroom. The partially finished basement provides even more usable space for a hobby area plus a huge storage area. Updates include shingles, high-efficiency furnace, A/C and windows. A private single driveway adds everyday convenience. With its flexible layout, existing upgrades, and potential for additional income or multi-generational living, this property is worth a closer look. (id:63159)
Listing Information
- MLS®
- 40865806
- Data last synced
- October 2, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40865806
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$294/sqft
Building average
—
No other active listings in this building
2086 - Eagle Place East average
$388/sqft
17 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$308,000.00
Periodic payment — Principal & Interest (monthly)$1,987.11
Additional monthly expenses (condo fees, tax, utilities, etc.)$268.05
Total monthly cost$2,255.16
Interest paid over 5-yr term$88,273.69
Balance at end of term$277,047.00
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,250
Stress test qualifying rate8.19%
Payment you must qualify for$2,835.93
Cash Needed at Closing
Minimum down payment$19,250
Estimated Land Transfer Tax (LTT)$4,250
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,000
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
