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Property Type: Detached HouseOwnership: Freehold
12 BRUNSWICK Street
Brantford, ON N3T1E7
MLS® 40835886
$529,900
3 bed1 bath2 parking1,187 sqft
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1
- Frontage
- 40 feet
F-RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,118.99
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 15'1'' x 26'0'' |
| Laundry room | Basement | 13'3'' x 26'0'' |
| 4pc Bathroom | Main level | — |
| Bedroom | Main level | 8'11'' x 10'10'' |
| Bedroom | Main level | 9'8'' x 10'10'' |
| Primary Bedroom | Main level | 12'1'' x 10'10'' |
| Kitchen | Main level | 12'7'' x 14'10'' |
| Living room | Main level | 13'11'' x 14'10'' |
| Dining room | Main level | 11'10'' x 10'2'' |
| Foyer | Main level | 8'4'' x 4'3'' |
Description
Welcome to 12 Brunswick Street, a charming 3-bedroom bungalow in Brantford’s desirable Old West Brant neighbourhood. Offered at $549,900, this home is a great opportunity for first-time buyers, downsizers, young families, or investors looking for a detached home in an established area. Featuring 3 bedrooms, 1 bathroom, and a practical single-level layout, this property offers comfortable everyday living with room to personalize and add value over time. The spacious backyard is a standout feature, providing plenty of space for kids, pets, gardening, entertaining, or future outdoor plans. Energy efficient large windows throughout provide plenty of natural light, while the practical floor plan offers flexibility for families and those working from home Located in a mature neighbourhood close to parks, trails, schools, shopping, amenities, and convenient access around Brantford, this home combines location, lifestyle, and opportunity. Detached bungalows in desirable areas continue to appeal to a wide range of buyers, and 12 Brunswick Street is a smart option for anyone looking to enter the market or invest in Old West Brant. Book your private showing today and see the potential this home has to offer. (id:63159)
Listing Information
- MLS®
- 40835886
- Data last synced
- September 21, 2026
Re/Max Twin City Realty Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc
MLS® Number: 40835886
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$446/sqft
Building average
—
No other active listings in this building
2071 - Old West Brant average
$419/sqft
6 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.3% ($27,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$423,920.00
Periodic payment — Principal & Interest (monthly)$2,734.99
Additional monthly expenses (condo fees, tax, utilities, etc.)$318.92
Total monthly cost$3,053.90
Interest paid over 5-yr term$121,496.69
Balance at end of term$381,317.41
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$27,990
Stress test qualifying rate8.19%
Payment you must qualify for$3,891.68
Cash Needed at Closing
Minimum down payment$27,990
Estimated Land Transfer Tax (LTT)$7,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$36,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
